Get the most from your Merrill statement

Get the most from your

Merrill statement

Learn about its features and benefits

Industry recognition

Merrill statements have received top industry recognition for over 15 years. The statement was

recently recognized in Corporate Insights’ Broker Monitor – Annual Statement Analysis

for providing

a robust statement with well-designed graphics and excellent delivery capabilities. In addition, the

Merrill statement has consistently received an excellent designation and qualified for DALBAR’s

Communications Seal of Excellence in their Trends & Best Practices in Investor Statements analysis.

It’s a snapshot of your finances

Your user-friendly Merrillstatement gives you a snapshot of where you stand financially — across

both sides of your balance sheet and within each Merrillaccount and product type.

While the statement is simple by design and intended to be easy to read, this guide helps to

explain its f

eatures and benefits and answer any questions you might have.

You can view your statements, your trade confirmations and this guide online. And you can print

your statements or save them to your computer, a CD or other storage media. To opt for online

delivery and convenient email alerts or to view your documents online, visit mymerrill.com.

Inside

3 Get your statement your way

5 Summary pages give you an overview

9 You can review each account’s details

17 You receive only relevant information

22 Additional reports help complete the picture

For more information please visit corporateinsight.com

For more information please visit dalbar.com

MerrillLynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided

by companies that are affiliates of BankofAmerica Corporation (“BofACorp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned

subsidiary of BofACorp.

Banking products are provided by BankofAmerica, N.A., and affiliated banks, Members FDIC and wholly owned subsidiaries of BofACorp.

Investment products:

Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value

Get your statement your way

Your Merrillstatement is based directly on our clients’ recommendations and preferences,

which we uncovered through extensive research and industry trends and best practices. You’ll find

that the statement is logical and easy to use. You’ll also find relevant Merrillphone numbers, Web

addresses, and your financial advisor’s name and contact information throughout the statement

in case you need to get more information.

The statement brings together key information about your investments, retirement savings, credit

and lending, estate planning services, and business finances where appropriate. Plus, you can choose

optional features, like including an amortization/accretion schedule, equity cost basis details or

selecting how you want your statement delivered to you.

Convenient online delivery

To minimize the amount of paper mail you receive, you

can sign up for secure online delivery. You’ll get your

statements three to five days faster, and you can view,

save or print them. You’ll also be able to access statements

from the past seven years.

Your options for online statement delivery and access include:

• Online delivery for all accounts. You receive an email

notification when your statements are available online.

• Mail summary only. The statement summary section

is sent to you in the mail, with detail sections available

electronically for you to view online.

• Delivery options by account. Choose either paper mail

or online delivery on an account-by-account basis. You

can choose the exact combination of delivery options you

want for each account.

• One-click statement view. With online access, you can

view, download, save or print your entire linked statement

package into a single PDF file.

• Date-range download. You can download, save or print

multiple statement PDFs from various time frames into

a single PDF.

You can choose online delivery for other account records

too, such as performance reports, trade confirmations,

prospectuses, tax statements, notices and disclosures,

and shareholder notices.

• Third-party online access. You can designate read-only

online access to a third party, such as a family member,

lawyer or accountant. They can review account balances,

activity, and monthly brokerage and tax statements for any

authorized account.

• Statement repagination. This allows you the flexibility

to select specific statements from a linked statement

package and renumber them so you’ll have a version with

a page count specific to that statement.

To enroll in online delivery, log into MyMerrill.com.® From

the Help & Settings tab, select Go Paperless. You’ll be able

to enter your delivery preferences for monthly statements

and other eligible account records.

Statement frequency options

For some account types, you can opt to receive summary

pages on a monthly basis and the individual account

statement details quarterly. Speak to your financial advisor

to find out which accounts qualify for this feature.

Get your statement your way (continued)

Less mail with statement linking

By linking your eligible Merrillaccounts, you’ll receive

your statements together in one envelope. Linking your

accounts allows you to receive account summary pages

along with detail pages for each account in the linked

relationship. It may also make you eligible to earn higher

interest rates by putting you in a higher asset tier.

Contact your financial advisor to learn more. If you’re

working with the Merrill Advisory Center, please contact

a Merrill Financial Solutions Advisor to learn more.

Streamlined account statement

To help simplify your financial life, some clients who have

certain non-managed standalone accounts, or who want

a more simplified statement, might be eligible to receive

a streamlined version of the statement so it’s easier to

understand your investment holdings and activity.

The streamlined version of the statement presents

information in a logical, clear and easy-to-read design

that resembles other Merrillstatements. Plus, it includes

categorical holdings, account level “cash flow” and a

separate listing of money fund transactions.

Personalized accounts

Nickname feature. You can personalize individual accounts

in your statement link with unique identifiers by designating

a nickname for each.

Customizable options you can choose

Account transaction activity. This default setting lists

transactions by category and includes each transaction’s

date, description, type, quantity, unit price and debit/

credit differentiation. As an alternative, you can opt

to receive your account transaction activity listed in

chronological order.

Alphabetical sort order for bonds. The default is

maturity/callable date order; however, you can elect

to have the bonds in the Asset section of your account

listed in alphabetical order.

Amortization/Accretion schedule. You can opt in to

receive an amortization/accretion schedule that provides

additional details such as year to date, life to date, and

adjusted total cost basis for certain fixed-income securities

and/or bonds that you purchased at a premium or discount.

The schedule is provided at the account level and will report

open and closed lots at the security level.

Equity Cost Basis

Cost basis details in the Equities section are consolidated

to show only one tax lot for each security.

If you receive your statement by e-delivery, a separate

document will be posted online that reflects details for the

individual purchases for all equities held in your account.

If you receive a paper statement in the mail, you can

choose to have the Equity Cost Basis details printed at

the back of your statement for reference. You will see this

section listed separately for each account within the Your

Accounts table of contents page.

Summary pages give you an overview

Your Merrillstatement is designed to make it easy to locate information. It’s based on as many

as five summary pages, supported by account detail pages. Below and on the pages that follow, we’ll

show you the key features of the statement’s summary section. Not all clients will receive all the

summary pages.

001 0000

1 of 54

JOHN Q CUSTOMER AND

MARY CUSTOMER

123 ANY STREET

APT 1A

ANYTOWN ST 12345 6789

If you have questions on your statement,

call 24 Hour Assistance:

(800) MERRILL

(800) 637 7455

Access Code: XX XXX XXXX

Investment Advice and Gu dance:

Call Your Financial Advisor

Your Financial Advisor:

JOHN Q ADVISOR

456 ANY STREET

ANYTOWN ST 12345 6789

john advisor@ml com

(000) 000 0000

Up to date account information can be viewed at:

www

mymerr ll com where your statements

are arch ved for three or more years

Quest ons about MyMerrill? Cl ck the he p tab

at the top of the screen once you log in

Primary Account: 1X1 11X11

■ WEALTH MANAGEMENT REPORT December 01 20xx December 31 20xx

SUMMARY December 31 November 30 Month Change

Total Value

$16,902,197.27 $16,761,267.99 $140,929.28 ▲

Your assets $13 956 460 42 $13 884 142 27 $72 318 15 ▲

Your liabilities

($195 710 00) ($214 505 00)

Assets Not He d/Va ued By MLPF&S

$3 141 446 85 $3 091 630 72 $49 816 13 ▲

Your Net Cash Flow (Inflows/Outflows) ($10 604 88) ($8 344 63)

Securities You Transferred In/Out

Subtotal

Net Contributions ($10,604.88) ($8,344.63)

Your Div dends/ nterest Income $17 485 83 $2 99717

Your Market Ga ns/(Losses) $134 048 33 $69 790 80

Subtotal Investment Earnings $151,534.16 $72,787.97

*Link re ationship change

Total Va ue includes Assets Not Held/Valued by MLPF&S Amount includes a ternative nvestments Unless o herwise noted alternat ve

investments are not regis ered in the name of nor held by MLPF&S or its nominees and alternative investment amounts are prov ded for

informat onal purposes only

Total Value (Net Portfolio Va ue plus Assets Not Hel d By MLPF&S, f any) in mil ions, 20xx 20xx

12/Yr 12/Yr 12/Yr 12/Yr 12/Yr 1QYr* 2QYr 3QYr 10/Yr 11/Yr 12/Yr

16 55

12 05

16 62

16 76

14 60

14 90

10 30

4 26

4 40

16 90

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value

Investment products:

Includes cash/margin debit balances and short market values See your Balance Sheet and account statements for more de ai s

The amount shown for Assets Not He d/Valued by MLPF&S is for informat onal purposes only may vary rom values (if any) prov ded by the issuer or others and may change These investments are generally

i liquid not listed on any securities exchange or NASDAQ market and investors may not be able to sell them or real ze amounts shown upon a sale or liquidation Except for individual retirement accounts MLPF&S

does not hold or act as custodian of and has no responsibil ty to safekeep monitor or value these nvestments and the investments are not regis ered in the name of nor held by MLPF&S or ts nominees MLPF&S

makes no representation as to the accuracy of the value(s) prov ded and the investments are not covered by SIPC

Merri l Lynch, Pierce, Fenner & Sm th Incorporated (a so referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided

by companies that are affil ates of Bank of America Corporation (BofA Corp) MLPF&S is a reg stered broker dealer, Member SIPC and a wholly owned subsidiary of BofA Corp

Wealth Management Report

This page shows your personal balance

sheet — your assets and liabilities in one view.

1. Summary

This section highlights changes in net cash

flow, securities deposits/withdrawals and

market change. Note: Market Gains/Losses is

based on a calculation of your opening/closing

value plus or minus any debits, credits and

securities transferred in/out of the account.

2. Net portfolio value

This graph displays trends over the past

five years, including the current year.

001 0000

2 of 54

Primary Account: 1X1 11X11 24 Hour Assistance: (800) MERRILL

Access Code: XX XXX XXXXX

■ YOUR ACCOUNTS December 01 20xx December 31 20xx

Account No Account Type/Managing Firm December 31 November 30 Page

■ INVESTMENTS & CASH MANAGEMENT

JOHN Q CUSTOMER 1X1 11X11 Master CMA* 10,980,754 74 10 866 128 31 6

Margin Ava lable Credit: 6,168,552 45

* Accounts denoted with an aster sk are pledged to an LMA account Not all pledged collateral accounts may be ncluded in this statement link

■ RETIREMENT

MARY S RETIREMENT 1X1 11X12 IRA/ nvestment Advisory Program 1,510,081.65 1 488 539 66 25 ■

■ CREDIT & LENDING

Do you need a convenient, flexible way to borrow funds? Ask your advisor

■ ESTATE PLANNING SERVICES

JOHN Q CUSTOMER 1X1 11X13 Trust Management 4,411,360.88 4 406 600 02 35

Merrill does not provide tax or legal advice P ease consult with your tax and legal advisors

■ SOLUTIONS FOR BUSINESS

Consider a Work ng Cap tal Management Account® to help manage business cash ﬂow Talk to your advisor

■ EQUITY COST BASIS CB Page

JOHN Q CUSTOMER AND 1X1 11X11 Master CMA* 1 @

MARY S RETIREMENT 1X1 11X12 IRA/ nvestment Advisory Program 2

■

JOHN Q CUSTOMER FAMILY TRUST 1X1 11X13 Trust Management 3

■ Your account statement s enro led n electronic del very viewable at www mymerrill com

@ Equity Cost Basis detai s are ava lable onl ne

All brokerage accounts are held at Merr ll Lynch, P erce, Fenner & Smith Incorporated, Member SIPC Bank depos ts are held at Merrill Lynch aff liated banks or other

depository institutions and are covered by FDIC insurance up to applicable imits They are not protected by SIPC, see the section t tled "Coverage for Your Account" on the

second to last page of your statement for more information

These summary reports are provided for informat onal purposes on y and contain information from accounts linked for delivery in a s ngle package The under ying accounts

may have d fferent owners and use of you or your in these reports refer to all owners The enc osed separate account statements are the official record for each account

Your Accounts

This page lists all your linked accounts and

the corresponding page numbers within the

statement package. If you have accounts

enrolled in electronic delivery, a symbol will

be displayed next to the page number.

3. Portfolio-level summary

Here you can see your accounts summarized

in one view. Margin available credit is displayed

for applicable accounts. The page is organized

by product categories and provides a clear,

concise overview of your account’s status. If you

receive Equity Cost Basis details as part of your

statement, page numbers will be referenced here.

4. Open 24/7

Our 24-hour assistance number appears

prominently on every other page. Your

statement also features contact information

for your Merrill financial advisor on each

individual account’s summary page.

Summary pages give you an overview (continued)

001 0000

3 of 54

Primary Account: 1X1-11X11

■ YOUR BALANCE SHEET (for your Merrill accounts) December 01, 20xx - December 31, 20xx

ASSETS

December 31 November 30

Cash/Money Accounts 5,930,847.22 5,882,485.73

Fixed Income 3,045,117.48 3,073,203.06

Equities 1,475,068.90 1,461,101.67

Mutual Funds 1,116,351.23 1,107,831.02

Options 17,500.00 18,100.00

Other/Annuities/Insurance 1,739,165.96 1,725,891.60

Alternative Investments 615,922.10 597,291.72

529 Portfolios - -

Subtotal (Long Portfolio) 13,939,972.89 13,865,904.80

Estimated Accrued Interest 16,487.53 18,237.47

TOTAL ASSETS $13,956,460.42 $13,884,142.27

INVESTMENT LIABILITIES

Margin Loan/Debit Balance -- --

Short Market Value (195,710.00) (214,505.00)

Subtotal (195,710.00) (214,505.00)

NET PORTFOLIO VALUE $13,760,750.42 $13,669,637.27

Assets Not Held/Valued By MLPF&S

(1)

$3,141,446.85 $3,091,630.72

TOTAL VALUE $16,902,197.27 $16,761,267.99

OTHER LIABILITIES (not included in Net Portfolio Value)

Loan Management Account

(1)

— —

Mortgages — —

Home Equity Loans — —

Business Loans — —

Subtotal — —

TOTAL LIABILITIES ($195,710.00) ($214,505.00

CASH FLOW

This Report Year to Date

Opening Cash/Money Accounts $4,560,960.26

CREDITS

Funds Received 27,613.16 135,038.96

Electronic Transfers 6,500.00 52,400.00

Other Credits 6,316.74 55,667.00

Subtotal 40,429.90 243,105.96

DEBITS

Electronic Transfers (8,900.00) (39,025.00)

Margin Interest Charged (1.24) (7.86)

Other Debits (17,117.39) (108,250.77)

Visa Purchases (166.43) (2,139.05)

ATM/Cash Advances (2,938.66) (5,756.50)

Checks Written/Bill Payment (3,248.92) (29,379.54)

Advisory/Trust Svc Fees (13,476.77) (96,458.44)

Style Manager Fees (TMA) (5,185.37) (62,224.44)

Subtotal (51,034.78) (343,241.60)

NET CASH FLOW ($10,604.88) ($100,135.64)

Dividends/Interest Income 17,485.83 72,802.46

Dividend Reinvestments (4,032.08) (37,132.47)

Security Purchases/Debits (659,017.50) (5,142,618.92)

Security Sales/Credits 700,915.12 5,134,135.03

Closing Cash/Money Accounts $4,605,706.75

Fees Included in Transactions Above

Commissions/Trading Fees (206.09) (1,795.96)

ATM/Cash Advance Fees (2.72) (10.88)

(1)

The amount shown for Assets Not Held/Valued by MLPF&S is for informational

purposes only, may vary from values (if any) provided by the issuer or others, and may

change. These investments are generally illiquid, not listed on any securities exchange or

NASDAQ market, and investors may not be able to sell them or realize amounts shown

upon a sale or liquidation. Except for individual retirement accounts, MLPF&S does not

hold or act as custodian of and has no responsibility to safekeep, monitor or value these

investments and the investments are not registered in the name of nor held by MLPF&S

or its nominees. MLPF&S makes no representation as to the accuracy of the value(s)

provided, and the investments are not covered by SIPC.

(2)

Secured by assets in a Merrill account.

Your Balance Sheet

This page clearly presents your assets

and liabilities, demonstrating the value

of consolidating and integrating asset

management with debt management.

5. Liabilities

This section clearly differentiates classes of

liabilities and provides information on margin

accounts and securities-based lending.

6. Cash flow

This section includes a comprehensive list of

credits and debits by type and includes a true

net cash flow value.

• Other credits, listed as a subcategory,

captures credit transactions that bring

money into the account and include but are

not limited to: cash in lieu, loan advances,

portfolio transfers and optional dividends.

• Other debits, another subcategory,

summarizes various debit transactions and

withdrawals such as taxes, stop payments and

optional dividend payments.

7. Fees included in transactions above

This section provides a summary of certain

Commissions/Trading Fees and ATM/Cash

Advance Fees captured in Securities Purchases/

Sales lines and ATM/Cash Advances, respectively.

001

4 of 54

Primary Account: 1X1 11X11 24 Hou Ass stance: (800) MERRILL

Access Code: XX XXX XXXXX

■ YOUR PORTFOLIO REVIEW December 01 20xx December 31 20xx

CURRENT INCOME

Current Value Allocation

Cash/Money 5 930 84722 37 41%

Acc unts

Other 3 670 698 81 23 15%

Fixed income 3 158 812 96 19 92%

Equities 2 388 681 34 15 07%

Alternative 704 965 41 4 45%

nvestments

TOTAL $15,8 ,005 4 100%

ASSET ALLOCATION*

* Estimated Accrued Interest not inc uded; may not reflect all holdings; does not

nclude asset categories less than 1%; includes the categorical values for the

underlying portfol o of ndividual mutual funds c osed end funds and UITs

This Report Year To Date

Tax Exempt Interest 5 202 17 10 485 95

Taxable Interest 7 935 11 26 610 67

Tax Exempt Dividends 349 77 3 339 41

Taxab e D vidends 3 998 78 32 366 43

Total $17 485 83 $72 802 46

Your Estimated Annual Income $77 547 00

TOP FIVE PORTFOLIO HOLDINGS

Based on Est mat d Market Value

% of

Current Va ue Portfol o

BANK DEPOSIT PROGRAM 2 625 863 00 15 54%

FDIC NSURED NOT S PC COVERED

LIFE INSURANCE POLICY 1 901 575 00 11 25%

MONEY MARKET FUND B 1 323 871 47 7 83%

ANNUITY CONTRACT 07 1 150 776 75 6 81%

CASH RESERVE FUND 908 940 00 5 38%

BOND MATURITY SCHEDULE

Does not include Fixed Income Mutual Funds

% of Total Estimated

Matur ty Years Bond Assets Par Va ue Market Va ue

<1 53% 1 570 374 1 586 494 05

1 2 16% 492 000 496 489 50

2 5 8% 253 768 253 980 21

5 10 1% 2 1 2 689 1

10 15 4% 109 003 111 145 60

15 20 4% 100 857 106 032 00

20+ 14% 403 878 434 652 00

Total 100% 2,952,011 $3,013,482.48

$13 989

$6 994

877 653-4732

CURRENT INCOM

Taxa 0.03

Tax-E 42 64

ividen 56.

$99.54 $99.

a d ncome $708

$79

$39

n F b Ma pr n ul Au ov e

FINANCIAL MARKET INDICATORS

This Report Last Report Year-End

1408.47 1365.68 1257.60

.07% .08% .01%

3.34% 3.09% 2.89%

.24% .24% .30%

S & P 500

Three-Month Treasury Bills

Long-Term Treasury Bills

One-Month BSBY

NASDAQ 1257.60 2966.89 2605.15

Your Portfolio Review

We’ve laid out this information in four quadrants

to make it easy to access and understand.

8. Asset allocation

This section shows how your account is allocated

among the following asset categories as a dollar

value and a percentage: cash/money accounts,

fixed income, equities, alternative investments,

529 portfolios and other. A footnote may appear

regarding allocation of mutual funds, if applicable.

9. Bond maturity schedule

This section shows the total value of your bond

portfolio within defined maturity ranges. The table

points out the par value of the bond portfolio

residing within each maturity range.

10. Current income

This section graphically depicts monthly and

year-to-date income. Additionally, it delineates

interest paid on taxable versus tax-exempt

securities and displays the values of both taxable

and tax-exempt dividends.

11. Top five portfolio holdings

This chart shows the current value and % of the

portfolio of the top five holdings in the account(s).

12. Financial market indicators

This chart appears on the Your Portfolio Review

page if you are not eligible to receive one of the

other charts. It shows the value of major market

indicators for both the current and prior periods.

Summary pages give you an overview (continued)

001 0000

5 of 54

Primary Account: 1X1 11X11

■ YOUR MONTHLY INCOME & GAIN/(LOSS) REVIEW December 01 20xx December 31 20xx

INCOME SUMMARY

This Report Year to Date

Tax Tax Total Tax Tax Total

Exempt Taxab e Exempt Taxab e This Report Exempt Taxable Exempt Taxable YTD

Account No Interest Interest Dividends Div dends

» Income Interest Interest D vidends D vidends » Income

Non Ret rement

1X1 11X11 1 500 7 556 142 3 260 12,458 3 000 25 675 928 23 260 52,863

1X1 11X13 379 739 1,118 936 9 107 10,043

Subtotal 1,500 7,935 142 3,999 13,576 3,000 26,611 928 32,366 62,905

Retirement

1X1 11X12 3 702 207 3,909 7 486 2 411 9,897

TOTAL $5 202 $7 935 $350 $3 999 $17,486 $10 486 $26 611 $3 339 $32 366 $72,802

»D vidends may include long term capital ga n distr butions

GAIN/(LOSS) SUMMARY

Long Term Capital

Realized Gains/(Losses) Gain D stributions Unrealized Gains/(Losses)

This Report YTD This Report YTD

Account No Short Term Short Term Long Term Long Term Year To Date Short Term Long Term

Non Retirement

1X1 11X11 1 059 61 6 313 86 2 630 03 3 069 06 30 633 41 901 253 15

1X1 11X13 20 78 20 78 14 823 43 29 388 42 971 39 9 482 48 2 007 681 46

Subtotal 1,080 39 6,334 64 14,823 43 32,018 45 4,040 45 40,115 89 2,908,934 61

Retirement

1X1 11X12 2 612 49 3 814 26 N/A 16 433 68 269 357 09

TOTAL $1,080.39 $6,334.64 $17,435.92 $35,832.71 $4,040.45 $56,549 57 $3,178,291.70

Your Monthly Income

& Gain/(Loss) Review

This page provides a summary of income from

interest and dividends, as well as information

on gains and losses for each account during

the current month and year to date.

13. Income summary

This section shows income generated and

received during the month and year to date. The

table separates interest received on tax-exempt

securities from that received on taxable securities

and displays the values of both taxable and

tax-exempt dividends. Total values are shown

for each account and for your overall portfolio.

14. Gain/(Loss) summary

This section shows long- and short-term gains

and losses, both realized and unrealized, for each

account and year-to-date values for long-term

capital gain distributions.

You can review each account’s details

We’ve selected a sample Cash Management Account® (CMA® account) to give you a sense of the

account details available in your Merrillstatement. While specific sections may not appear in all

statements, you’ll find the information is presented consistently for each account type.

001 0000

6 of 54

24 Hour Assistance: (800) MERRILL

Access Code: XX XXX XXXX

TOTAL VALUE: $2,884,965.21

Your Financial Advisor:

JOHN Q ADVISOR

456 ANY STREET

ANYTOWN ST 12345 6789

john advisor@ml com

(000) 000 0000

Online at mymerrill.com Account Number: 1X1 11X11

JOHN Q CUSTOMER AND

MARY CUSTOMER

123 ANY STREET

APT 1A

ANYTOWN ST 12345 6789

■ CMA

ACCOUNT December 01 20xx December 31 20xx

ASSETS December 31 November 30

Cash/Money Accounts 4 033 010 48 4 026 975 35

F xed Income 2 301 565 49 2 297 839 61

Equities 651 58744 648 400 17

Mutual Funds 863 984 29 858 439 35

Options 17 500 00 18 100 00

Other 699 748 00 699 648 00

Alternative Investments

(1)

216 608 85 155 630 35

Subtotal (Long Portfolio) 8,784,004.55 8,705,032 83

Estimated Accrued nterest 14 269 44 12 320 78

TOTAL ASSETS $8,798,273.99 $8 717 353 61

LIABILITIES

Margin Loan/Debit Ba ance

Short Market Value (195 710 00) (214 505 00)

TOTAL LIABILITIES (195,710.00) (214 505 00)

NET PORTFOLIO VALUE $8,602,563.99 $8 502 848 61

Assets Not Held/Va ued By MLPF&S

$2 378 190 75 $2 363 279 70

TOTAL VALUE $10,980,754.74 $10 866 128 31

MARGIN AVAILABLE CREDIT 6 168 552 45

Amount includes a ternative investments Unless otherwise noted alternative

investments are not reg stered in the name of nor held by MLPF&S or its nominees

and alternative investment amounts are provided for nformational purposes only

Please see Assets Not Held/Valued By MLPF&S section for an important disclosure

Th s statement s e igib e for online delivery Go to ml com/gopaperless or scan

this code with your phone's camera to get started

This Statement Year to Date

Opening Value (12/01) $10,866,128.31

Total Credits 29 895 60 168 060 69

Total Debits (16 939 26) (106 084 12)

Securit es You Transferred n/Out 60 978 50 60 978 50

Market Gains/(Losses) 40 691 59 371 756 84

Closing Value (12/30) $10,980,754.74

*NOTICE TO PLEDGORS: If the Borrower does not pay the debt your pledged assets may

be l quidated and the proceeds used to pay the Borrower's debt

Merri l Lynch, Pierce, Fenner & Sm th Incorporated (also referred to as MLPF&S or Merrill ) makes ava lable certain investment products sponsored, managed, d stributed or provided

by compan es that are affi iates of Bank of Amer ca Corporation (BofA Corp) MLPF&S is a reg stered broker dealer, Member SIPC and a whol y owned subsid ary of BofA Corp

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value

Investment products:

This account is pledged as collateral for Loan Management Account # XXX XXXXX

LMA Closing Monthly Loan Balance (as of MM, DD, YYYY) s $xxx xx *

Account Summary Page 1

This first summary page provides you with the

opening and closing values for the account.

It summarizes total credits, total debits, and

the securities you transferred. The market

gains and losses shows the fluctuation of your

assets for the current month and year to date.

The total value is highlighted.

1. Assets

You’ll see current month and prior month values

for all asset categories in the account.

2. Liabilities

Margin loan/debit balances and short position

values are included here; loans appear only on the

Your Accounts and Balance Sheet summary pages,

if applicable. Margin available credit is displayed,

if applicable.

3. Quick response (QR) code

This code is provided to streamline enrollment

inelectronic delivery of the statement.

001 0000

7 of 54

DOCUMENT PREFERENCES THIS PERIOD

Mail ne De ivery

Statements X

Performance Reports X

Trade Confirms X

Shareholders Communication X

Prospectus X

Service Notices X

Tax Statements X

Allocation

Cash/Money 40 59%

Accounts

Fixed Income 23 39%

Other 18 80%

Equ ties 15 04%

Alternative 2 18%

Investments

TOTAL 100%

JOHN Q CUSTOMER AND Account Number: 1X1 11X11 24 Hour Assistance: (800) MERRILL

Access Code: XX XXX XXXXX

CMA

ACCOUNT December 01 20xx December 31 20xx

CASH FLOW This Statement Year to Date

Opening Cash/Money Accounts $4,026,975 35

CREDITS

Funds Received 5 461 69 37 623 00

E ectronic Transfers 6 500 00 35 000 00

Other Credits 5 475 74 42 575 00

Subtotal 17,437.43 115,198 00

DEBITS

E ectronic Transfers (6 500 00) (32 000 00)

Margin Interest Charged (1 24) (786)

Other Debits (43 97) (586 77)

Visa Purchases (166 43) (2 139 05)

ATM/Cash Advances (2 938 66) (5 756 50)

Checks Written/Bi l Payment (1 155 92) (4 263 54)

Advisory and other fees (6 133 04) (61 330 40)

Subtotal (16,939.26) (106 084 12)

Net Cash Flow $498.17 $9 113 88

OTHER TRANSACTIONS

Dividends/Interest Income 12 458 17 52 862 69

Dividends Reinvestments (3 259 82) (25 856 79)

Security Purchases/Debits (407 880 00) (3 988 152 49)

Security Sa es/Credits 402 749 61 3 879 586 25

Closing Cash/Money Accounts $4,031,541.48

Fees Included in Transactions Above

Commissions/Trad ng Fees (195 39) (1 758 51)

ATM/Cash Advance Fees (2 72) (10 88)

ASSET ALLOCATION*

* Estimated Accrued nterest not inc may not reflect a l ho dings; does not

include asset categories less than 1%; inc udes the categorical values for the

underly ng port olio of individual mutual funds closed end funds and UITs

Having an asset allocation that reflects your prof le and goals is key to achieving

the right outcome Consult with your advisor to determine an appropr ate

allocation across all your hold ngs

Account Summary Page 2

This second summary page continues with a clear

picture of your account’s makeup and activity.

4. Cash flow

Here you’ll find an easy-to-use summary of credits

and debits for the account — for the month and

year to date.

5. Other transactions

You’ll see dividends and interest income, dividend

reinvestments, and security purchases and sales.

6. Fees included in transactions above

This section provides a summary of certain

Commissions/Trading Fees and ATM/Cash

Advance Fees captured in Securities Purchases/

Sales lines and ATM/Cash Advances, respectively.

These fees are embedded in other line items

within the Debits section and are included in the

detailed transactions sections of the statement.

7. Asset allocation

This chart summarizes the allocation of your

assets as a percentage at the account level.

8. Document preferences this period

This section lists the account documents that are

mailed to you and those that you receive online.

OHN Q USTOME AND Account Number: 1X1 11X11

ACCOUNT INVESTMENT OBJECTIVE e m xx ec m e 3 2 x

TOTAL RETURN: Objective is to strike a balance between current income and growth Desp te the relatively balanced nature of the portfolio the investor should be will ng to assume the

risk of price volatility and princ pal oss

If you have changes to your nvestment objective please contact your F nanc al Advisor(s)

YOUR CMA BANK DEPOSIT INTEREST SUMMARY

Average Current Interest on Clos ng

Money Ac ount Description Openin Balance Depos t B ance Y e d% Deposits Balance

B po t Account 1 2 131 358 2 1 2 578 1 19 23 2,133,858

Bank Deposit A count 481 732 486 811 0 01 5 29 492,005

TOTAL ML Bank Deposit Program 2 613 090 24 52 2,625,863

Average Current Interest on Clos ng

Money Account Description Opening Balance Deposit Balance Y eld% Deposits Balance

referred Deposit Account 584 998 582 737 0 05 23 87 580,760

Total Preferred Deposit Program 584 998 582 737 23 87 580,760

YOUR CMA ASSETS

CASH/MONEY ACCOUNTS Total Estimated Estimated Estimated Est Annual

Description Quantity Cost Basis Market Price Market Value Annual Income Yie d%

CASH 110 760 48 110 760 48 110,760.48

BANK DEPOSIT PROGRAM 2 625 863 00 2 625 863 00 1 0000 2,625,863 00 263 01

FDIC INSURED NOT SIPC COVERED

PREFERRED DEPOSIT PROGRAM 580 760 00 580 760 00 1 0000 580,760.00 290 05

FDIC INSURED NOT SIPC COVERED

CASH RESERVE FUND 714 158 00 714 158 00 1 0000 714,158.00 8,070 1 13

TOTAL 4 031 541 48 4,031,541.48 8,623 21

NT NVES ME

RN: Objective i to s rike a balance be ween current nco or w g o s um

g y i v bj l Fi i l vi )

ance Yield% Depo B

t Accoun 2 3 3 8 2 32 78 0 0 9 2 1

t nt 32 86 5 4

TAL ML Ban Depos 90 2 2 6

g C

p g Yi ld% D p B

osit ccount 8 3 0 0 23 5

red Deposit P ogram 8 3 23 5

ITEMS FOR ATTENTION

Security Message Date Security Message Date

TREASUR NOTE Maturing / 5/20XX KAMNOA CORPORATION Opinion Upgraded

C SSETS

EY ACCOUN Total Estimated Estimat Estim Est

ant ty ost Basis Market Va

760 8 0 760 48 110 760

PRO R M

NSURED NOT SIPC COVERED

D DEPO I P OGR 0 00 6 00 000 5 0, 60

D NOT

Account Details

This page provides you with additional

important information about your account.

9. Account investment objective

Your account’s investment objective(s) are stated

here as Growth, Total Return and/or Income,

based on your election.

10. Your bank deposit interest summary

This section shows balances on your bank

deposits with BankofAmerica, N.A. (BANA),

and/or BankofAmerica California, N.A., both

of which are FDIC-insured institutions and

subsidiaries of BankofAmerica Corporation,

as well as affiliates of Merrill.

11. Items for attention

If applicable, this section heading will display

changes in research opinions on equity positions,

alerts that options are expiring or bonds are

maturing, and other important messages.

You can review each account’s details (continued)

001 0000

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JOHN Q CUSTOMER AND Account Number: 1X1 11X11 24 Hour Assistance: (800) MERRILL

Access Code: XX XXX XXXXX

YOUR CMA ASSETS December 01 20xx December 31 20xx

Cumulative Est mated

OTHER MONEY MARKET MUTUAL FUNDS Total Estimated Estimated Unrealized Total Cl ent nvestment Annual

Description Quantity Cost Basis Market Pr ce Market Value Gain/(Loss) Investment Return ($) Income

MONEY MARKET FUND A 1 469 0000 1 469 00 1 0000 1,469.00 1 469

T FUND INSTL CL SYMBOL: MNTLR Initial Purchase: 08/15/19

TOTAL 1 469 00 1,469.00 1,469

Other Money Market Mutual Funds includes money market mutual funds with a floating net asset va ue or whose trade settlement occurs on the business day after the trade date Money

market mutual funds whose trade settlement typica ly occurs on the same business day as the trade date will appear in the Cash/Money Accounts section

CDs/EQUIVALENTS Adjusted/Total Estimated Estimated Unrealized Estimated Estimated

Description Acquired Quantity Cost Basis Market Price Market Value Gain/(Loss) Accrued Interest Annual ncome

CD SECURITY 1 06/04/19 400 000 400 000 00 101 5210 406,084 00 6 084 00 3 808 22 10,000

ANY TOWN, ST 02 500% JUN 14 20XX CUSIP: 000000001 CURRENT Y ELD 2 46%

CD SECURITY 2 07/31/20 100 000 100 000 00 100 0220 100,022 00 22 00 23 01 100

ANY TOWN, ST 00 100% AUG 06 20XX CUSIP: 000000002 CURRENT YIELD 0 09%

CD SECURITY 3 12/18/20 385 000 385 000 00 100 0230 385,088 55 88 55 74 89 385

ANY TOWN, ST 00 100% AUG 19 20XX CUSIP: 000000003 CURRENT YIELD 0 09%

CD SECURITY 4 02/20/20 390 000 390 000 00 101 3150 395,128 50 5 128 50 1 128 33 6,435

ANY TOWN ST 01 650% AUG 27 20XX CUS P: 000000004 CURRENT YIELD 1 62%

TOTAL YIELD 1 32% 1 275 000 1 275 000 00 1,286,323 05 11 323 05 5 034 45 16,920

GOVERNMENT AND AGENCY SECURITIES

Adjusted/Total Estimated Estimated Unrealized Estimated Estimated

Description Acquired Quantity Cost Basis Market Price Market Value Gain/(Loss) Accrued Interest Annual ncome

θ TREASURY NOTE 05/31/18 300 000 295 374 00 100 0570 300,171 00 4 79700 2 396 74 5,250

1 750% JAN 15 20XX MOODY'S: AAA S&P: *** CUSIP: 000000006 OR GINAL UN T/TOTAL COST 98 2780/295,374 00 CURRENT YIELD 1 74%

GOVERNMENT SECUR TY 1 06/04/03 25 030 1 629 56 109 5411 1,722 60 93 04 6 33 79

05% 2033 AMORTIZED FACTOR 0 062826890 AMORTIZED VALUE 1,572 MOODY'S: *** S&P: *** CUSIP: 000000007 CURRENT YIELD 4 56%

GOVERNMENT SECUR TY 2 01/09/20 400 000 403 87764 108 6630 434,652 00 30 774 36 3 949 66 11,560

CALLABLE BONDS 02 890% DEC 27 2044 MOODY'S: AAA S&P: AA+ CUSIP: 000000008 PAR CALL DATE: 12/27/24 PAR CALL PRICE: 100 00 ORIGINAL CURRENT YIELD 2 65%

TOTAL YIELD 2 29% 725 030 700 881 20 736,545 60 35 664 40 6 352 73 16,889

Your Assets

Here you’ll find a comprehensive list of

securities within the account. Review this

section for important tax lot, price and

valuation information, and subtotals by

asset type. You’ll also see a calculation of

the estimated accrued interest and yield

for each investment category. Description

trailers for all assets sections are consolidated

to provide a more streamlined view of

the details.

JOHN Q CUSTOMER AND Account Number: 1X1 11X11 24 Hour Assistance: (800) MERRILL

Access Code: XX XXX XXXXX

YOUR CMA ASSETS December 01 20xx December 31 20xx

EQUITIES Total Estimated Estimated Unreal zed Estimated

Description Symbol Quantity Cost Basis Market Pr ce Market Value Gain/ (Loss) Annual ncome

VOSIGALL COMPANY VSGL 1 250 0000 61 884 91 201 9000 252,375.00 190 490 09

DEL CL B NEW

h KAMNOA CORPORAT ON KMNO 166 0000 8 147 16 92 1100 15,290.26 7 143 10 642

CURRENT YIELD 4 19%

ROSENGOLD CORPORATION RNGD 8070000 1 302 73 475 7400 383,922.18 382 619 45

TOTAL YIELD 10% 71 334 80 651,587.44 580 252 64 642

Equ ty Cost Basis deta ls are available on the Statements and Documents page of mymerrill com

RESEARCH RATINGS

Security Symbol BofAML Research Morningstar CFRA

KAMNOA CORPORATION KMNO Buy (B17) Hold Buy

ROSENGOLD CORPORATION RNGD Buy (B19) Sell Buy

PLEASE REFER TO THE BACK OF YOUR STATEMENT FOR A GUIDE TO BofAML AND THIRD PARTY RESEARCH RATINGS.

Cumulat ve Estimated

MUTUAL FUNDS/CLOSED END FUNDS/UITs/ETPs Total Estimated Est mated Unrealized Total Client Investment Annual

Description Quantity Cost Basis Market Price Market Value Ga n (Loss) nvestment Return ($) Income

AM SKYIE FUND 1 122 1430 39 390 66 59 2100 66,442.09 27 051 43 17 540 48,901 427

CL A CURRENT YIELD 0 64% SYMBOL: AMSKI Init al Purchase: 09/09/10 Equity 100%

ROUNDALL DOOR ETF 1 982 4240 71 812 45 ✦ 34 9600 69,305 54 (2 506 91) 6 287 63,018

CL A SYMBOL: RDLLX In tial Purchase: 04/28/05 Equ ty 100%

KRAULSE US M D CAP EQUITY FUND 7 7073020 406 473 45 89 3300 688,493.29 282 019 84 150 480 538,012

CL A SYMBOL: KRXXE INITIAL PURCHASE: 07/13/12 EQUITY 100%

ORTINZI MARKET REAL RETURN PORTFOLIO 19 199 6880 44 482 79 2 0700 39,743.37 (4 739 42) 23 134 16,608 2,304

CL A1 CURRENT YIELD 5 79% SYMBOL: ORTNX nitial Purchase: 02/07/07 Fixed Income 55% Equ ty 45%

Subtotal (F xed Income) 21,858 85

Subtotal (Equities) 842,125 44

TOTAL YIELD 32% 562 159 35 863,984.29 301 824 94 666,539 2,731

12. Equities

Within the equities section, individual tax lots

are presented in a consolidated view for each

security. Details for this section can be viewed

online in the “Equity Cost Basis” supplemental

section. The supplemental section(s) will be

printed at the end of the statement for clients

who receive paper and choose this option. The

Equity Cost Basis pages will be numbered and

listed separately for each account within the

“Your Accounts” table of contents page.

You can review each account’s details (continued)

001 0000

11 of 54

JOHN Q CUSTOMER AND Account Number: 1X1 11X11 24 Hour Assistance: (800) MERRILL

Access Code: XX XXX XXXXX

YOUR CMA ASSETS December 01 20xx December 31 20xx

EQUITIES Total Est mated Estimated Unrealized Estimated

Description Symbol Quantity Cost Bas s Market Price Market Value Gain/ (Loss) Annual Income

VOSIGALL COMPANY VSGL 1 250 0000 61 884 91 201 9000 252,375.00 190 490 09

DEL CL B NEW

h KAMNOA CORPORAT ON KMNO 166 0000 8 147 16 92 1100 15,290.26 7 143 10 642

CURRENT YIELD 4 19%

ROSENGOLD CORPORATION RNGD 807 0000 1 302 73 475 7400 383,922.18 382 619 45

TOTAL YIELD 10% 71 334 80 651,587.44 580 252 64 642

Equity Cost Basis deta ls are available on the Statements and Documents page of mymerr ll com

RESEARCH RATINGS

Security Symbol BofAML Research Morningstar CFRA

KAMNOA CORPORATION KMNO Buy (B17) Hold Buy

ROSENGOLD CORPORATION RNGD Buy (B19) Se l Buy

PLEASE REFER TO THE BACK OF YOUR STATEMENT FOR A GUIDE TO BofAML AND THIRD PARTY RESEARCH RATINGS.

Cumulat ve Estimated

MUTUAL FUNDS/CLOSED END FUNDS/UITs/ETPs Total Estimated Estimated Unreal zed Total Client Investment Annual

Descript on Qu Cost Basis Market Price Market Value Gain (Loss) Investment Return ($) Income

AM SKYIE FUND 1 122 1430 39 390 66 59 2100 66,442.09 27 051 43 17 540 48,901 427

CL A CURRENT YIELD 0 64% SYMBOL: AMSKI Initial Purchase: 09/09/10 Equity 100%

ROUNDALL DOOR ETF 1 982 4240 71 812 45 ✦ 34 9600 69,305.54 (2 506 91) 6 287 63,018

CL A SYMBOL: RDLLX In t al Purchase: 04/28/05 Equity 100%

KRAULSE US MID CAP EQUITY FUND 7 7073020 406 473 45 89 3300 688,493.29 282 019 84 150 480 538,012

CL A SYMBOL: KRXXE INITIAL PURCHASE: 07/13/12 EQUITY 100%

ORTINZI MARKET REAL RETURN PORTFOLIO 19 199 6880 44 482 79 2 0700 39,743.37 (4 739 42) 23 134 16,608 2,304

CL A1 CURRENT YIELD 5 79% SYMBOL: ORTNX In tial Purchase: 02/07/07 Fixed ncome 55% Equity 45%

Subtotal (F xed Income) 21,858 85

Subtotal (Equities) 842,125 44

TOTAL YIELD 32% 562 159 35 863,984.29 301 824 94 666,539 2,731

13. Mutual funds/closed end funds/

UITs/ETPs

The mutual funds section includes,

consolidated values for the initial investment

and the cumulative investment return.

001 0000

12 of 54

JOHN Q CUSTOMER AND Account Number: 1X1 11X11

YOUR CMA ASSETS December 01 20xx December 31 20xx

OTHER Un t Total Estimated Estimated Unrealized Estimated

Description Acquired Quantity Cost Basis Cost Basis Market Price Market Value Gain/(Loss) Annual Income

M NTELLER CONSUMER 06/10/20 400 000 0000 99 8125 399 250 00 99 9730 399,892.00

10JUN20 00 000% 08 MAR 20xx

COMMERCIAL PAPER 06/11/20 300 000 0000 99 7700 299 310 00 99 9520 299,856.00

11JUN20 00 000% 05 MAR 20xx

TOTAL 698 560 00 699,748.00

OPTIONS Un t Total Estimated Estimated Unrea ized Estimated

Description Acquired Quant ty Cost Basis Cost Basis Market Price Market Value Gain/(Loss) Annual Income

CALL SECURITY 1 00205 000 12/28/20 10 0000 14 1650 14 165 00 11 8000 11,800.00 (2 365 00)

SEC1 CORP EXP 03 15 20xx

CALL SECURITY 2 00115 000 12/26/20 10 0000 8 7150 8 715 00 5 7000 5,700.00 (3 015 00)

SEC2 INC EXP 03 15 20xx

TOTAL 22 880 00 17,500.00 (5 380 00)

ALTERNATIVE INVESTMENTS HELD AT MLPF&S Cumulat ve Estimated

Total Estimated Estimated Unreal zed Total Cl ent Investment Annual

Description Quantity Cost Basis Market Price Market Value Ga n/(Loss) Investment Return ($) Income

SILVER COINS 1979

10 0000 4 174 43 1 8571400 18,571.40 14 396 97 4 174 14,396

In t al Purchase: 11/26/79

GOLD BAR

1 0000 14 119 37 58 695 5300 58,695.53 44 576 16 14 119 44,576

In t al Purchase: 09/09/81

TOTAL 18 293 80 77,266.93 58 973 13 58,972

ALTERNATIVE INVESTMENTS (NOT HELD IN THE NAME OF MLPF&S ) Cumulat ve Estimated

Total Estimated Estimated Unreal zed Total Cl ent Investment Annual

Description Quantity Cost Basis Market Price Market Value Ga n/(Loss) Investment Return ($) Income

DANVEERN INDUSTRIES

73 0000 74 000 00 835 3217 60,978.50 74 000

EQUITY ACCESS FUND VI, L P EST MKT PRICE AS OF 6/30/xx Initial Purchase: 02/04/19

ARIMADENN NDUSTR ES 85 5000 86 500 00 916 5312 78,363.42 86 500

ACCESS FUND L P EST MKT PR CE AS OF 06/30/xx Initial Purchase: 12/20/18

TOTAL 160 500 00 139,341.92

14. Alternative investments

Alternative investments are listed as those

being held at MerrillLynch, Pierce, Fenner &

Smith Incorporated (MLPF&S) and/or those

not held in the name of MLPF&S. The alternative

investments that are neither registered in the

name of nor held by MLPF&S or its nominees

are identified with an asterisk, and we indicate

that they are provided for informational

purposes only.

001 0000

13 of 54

JOHN Q CUSTOMER AND Account Number: 1X1 11X11 24 Hour Assistance: (800) MERRILL

Access Code: XX XXX XXXXX

YOUR CMA ASSETS December 01 20xx December 31 20xx

LONG PORTFOLIO Adjusted/Total Est mated Unrealized Estimated Estimated

Cost Basis Market Value Gain/(Loss) Accrued nterest Annual Income

TOTAL YIELD 0 65% 7 652 614 94 8,784,004.55 931 886 56 14 269 44 57,427

Total Cl ent Investment: Cost of shares direct y purchased and still held Does not inc ude Unrea ized Gain or (Loss): Estimated Market Value minus Total Cost Basis (total cost of

shares purchased through reinvestment shares directly purchased and sti l held as well as cost of shares acquired through

Cumulative Investment Return: Est mated Market Va ue minus Total C ient Investment re nvestment) Provided for Tax Planning purposes only and is not appl cab e to retirement

Cumulat ve Investment Return is the dollar value of the capital appreciation (depreciation) accounts

of all shares purchased and still held including shares acquired through reinvestment of Init al Purchase: Date of your initial investment in th s fund

div dends and distr butions wh ch may be greater or less than the actual income distr buted

Market Timing: Merrills policies proh bit mutual fund market timing which involves the purchase and sale of mutual fund shares with n short periods of time with the intention of capturing

short term profits resulting from market vo atility Market timing may result in lower returns for long term fund shareholders because market t mers capture short term gains that would

otherwise pass to all shareholders and due to increased transaction costs and fewer assets for investment due to the need to retain cash to sat sfy redemptions

Sales Charge Discounts or Waivers: Many funds offer var ous sa es charge discounts or waivers depend ng on the terms of the prospectus and/or statement of addit onal information You

shou d consu t a fund s prospectus and/or statement of addit onal information to determine whether you may qua ify for a discount or waiver Notify your Financial Advisor Financial

Solutions Advisor or Investment Center representative f you believe you qual fy for any of these or any other d scounts or waivers Please contact your F nancial Adv sor Financial So utions

Adv sor or Investment Cen er representative or further information on available sales charge discounts and waivers

Bank of Amer ca Merrill Lynch G obal Research publ shes research reports and ratings ( Research Ratings ) regard ng a se ect universe of ETFs and ETNs (collectively ETPs ) Research

Ratings on ETPs are ntended to assess the potent al for outperformance of ETP peers n the same coverage category Bank of America Merrill Lynch Global Research and other business

areas including CIO apply d f erent methodolog es n the r rev ew of ETPs and may arrive at different or inconsistent conclusions with respect to one or more ETPs Neither the CIO review

process nor the internal business review performed by product teams w ll re y on or otherwise use the Research Rat ngs on ETPs as an nput or factor; and the CIO review process and

product team s nternal bus ness review will determine an ETP s inc usion status and availab lity for solicitation through the Global Wealth & nvestment Management area of MLPF&S and

ts aff liates

Notes

Some agency securities are not backed by the full fa th and cred t of the United States government

*** Rat ng currently unavai able or not rated/unrated as provided by Rating Agency or recogn zed ndustry wide third party vendor source

+ Debt Instruments purchased at a premium show amort zation q Debt Instruments purchased at a discount show accretion

Total values exc ude N/A items

For Credit Ratings: S&P and Moody's prov de credit rat ngs on the credit quality of certain bonds and preferred stocks For a credit enhanced security

Moody s and S&P publ sh and provide third party vendors the higher of the rating on the credit enhancer (guarantor) or the stand alone rating on

the under y ng security

✦ Cost bas s has been adjusted by the deferred loss amount from a previous "Wash Sale" and the acquisition date has been adjusted to

nc ude the ho ding period of the ot closed by that prev ous "Wash Sa e"

These alternative nvestmen s are prov ded for informational purposes on y and are not reg stered n the name of nor held by MLPF&S or ts nom nees

15. Long portfolio

This section provides totals for

adjusted/total cost basis, estimated

market value, unrealized gain (or loss),

estimated accrued interest, estimated

annual income and yield %. Clarifying

footnotes are displayed to provide

additional details related to items

presented on your statement.

You can review each account’s details (continued)

001 0000

16 of 54

JOHN Q CUSTOMER AND Account Number: 1X1 11X11 24 Hour Assistance: (800) MERRILL

Access Code: XX XXX XXXXX

YOUR CMA LIABILITIES December 01 20xx December 31 20xx

SHORTS Un t Total Estimated Estimated Unrealized Estimated

Description Acquired Quantity Cost Basis Cost Basis Market Price Market Va ue Gain/(Loss) Annual Income

CALL SECURITY 3 00140 000 09/08/20 2 0000 4 6987 939 75 1 6900 338 00 601 75

SEC3 CL B EXP 03 15 20XX

CALL SECURITY 3 00140 000 09/08/20 8 0000 4 7255 3 780 41 1 6900 1 352 00 2 428 41

Subtotal 10 0000 4,720 16 1,690.00 3,030 16

ROSENGOLD CORPORATION 04/09/20 500 0000 113 9606 56 980 32 388 0400 194,020.00 (137 039 68)

SYMBOL: RNGD

TOTAL 61 700 48 195,710.00 (134 009 52)

YOUR CMA AMORTIZATION/ACCRETION SCHEDULE

OPEN LOTS

MUNICIPAL BONDS Orig nal Original Amortization / Accret on Ad ustments

Adjusted

Descript on Acquired Quantity Un t Cost Total Cost This Report Year to Date L fe to Date Total Cost

CITY & COUNTY GO BOND 05/16/16 100 000 123 131 123 136 35 (144 12) (1 621 78) (15 762 59) 107 373 76

SER A PRF22 NOV12 05 000%NOV01 2032 MOODY'S: AA1 S&P: *** CUSIP: 000000013

OID STATE GO BOND 04/14/16 100 000 101 480 101 480 00 (761) (93 78) (623 40) 100 856 60

SER FB OID APR16 03 000%APR01 2035 MOODY'S: AA2 S&P: AA+ CUSIP: 000000014

SUBTOTAL 200,000 224,616.35 (151.73) (1,715.56) (16,385.99) 208,230.36

SUBTOTAL OPEN LOTS 200,000 224,616.35 (151.73) (1,715.56) (16,385.99) 208,230.36

TOTAL AMORTIZATION/ACCRET ON VALUE 224,616.35 (151.73) (1,715.56) (16,385.99) 208,230.36

Securit es with missing or inva id in ormation will be excluded from the Amortization/ Accretion schedu e until adjustments can be made

Your Liabilities

Here you’ll see a list of the liabilities in

your account, including short positions.

Your Transactions

This is the record of activity in your account,

organized in chronological order by category.

16. Dividends/Interest income transactions

Here’s a summary of the dividends and interest

earned for the statement period and year to

date, including reinvestments. For tax-reporting

purposes, dividends and interest are noted as

either taxable or tax-exempt. A footnote may

appear to highlight dividends that may be subject

to long-term capital gain distribution.

001 0000

17 of 54

JOHN Q CUSTOMER AND Account Number: 1X1 11X11

YOUR CMA TRANSACTIONS December 01 20xx December 31 20xx

DIVIDENDS/INTEREST INCOME TRANSACTIONS ncome

Date Description Transaction Type Quant ty Reinvestment Income Year To Date

Tax Exempt Interest

12/01 OID STATE GO BOND Interest 1 500 00

SER FB OID APR16 03 000%APR01 2035 PAY DATE 12/01/20xx CUSIP NUM: 000000014

Subtotal (Tax Exempt Interest) 1,500 00 3,000.00

Taxab e Interest

12/14 CD SECURITY 5 ³ INTEREST 7 507 50

ANY TOWN ST 01 950% DEC 14 20xx PAY DATE 12/14/20xx CUSIP NUM: 000000005

12/30 BANK DEPOSIT INTEREST ³ Bank Interest 0 52

12/30 BANK DEPOSIT INTEREST ³ Bank Interest 0 87

BANK DEPOSIT PROGRAM Income Total 24 00

PREFERRED DEPOSIT PROGRAM Income Total 23 00

Subtotal (Taxable Interest) 7,555 89 25,674.72

Tax Exempt Dividends

12/28 CORP BOND 3 CMO 1993 Div dend 19 52

2 G 06 000% JUL24 20xx PAY DATE 12/24/20xx CUS P NUM: 000000012

12/28 CORP BOND CMO 1993 Div dend 122 94

1 G 06 250% MAR24 20xx PAY DATE 12/24/20xx CUSIP NUM: 000000009

Subtotal (Tax Exempt Dividends) 142.46 928.15

Taxab e Dividends

12/22 AM SKYIE FUND * Div dend 190 76

CL A PAY DATE 12/21/20xx

12/22 AM SKYIE FUND Reinvestment Program (190 76)

CL A

12/22 AM SKYIE FUND >>* Long Term Capital Gain 3 069 06

CL A PAY DATE 12/21/20xx

12/22 AM SKYIE FUND Reinvestment Program (3 069 06)

CL A

12/22 AM SKYIE FUND Reinvestment Share(s) 2 8410

CL A AGENT REINV AMT $190 76 REINV PRICE $6715000 REINV SHRS 2 8410 AS OF 12/18

001 0000

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JOHN Q CUSTOMER AND Account Number: 1X1-11X11 24-Hour Assistance: (800) MERRILL

Access Code: XX-XXX-XXXXX

YOUR CMA TRANSACTIONS December 01, 20xx - December 31, 20xx

SECURITY TRANSACTIONS (continued)

TRANSACTIONS CONDUCTED PER THE APPLICABLE WRITTEN AGREEMENT

Settlement/ Transaction Commissions/ (Debit)/ Accrued Interest/

Trade Date Description Transaction Type Quantity Amount Trading Fees Credit Earned/(Paid)

Other Security Transactions

12/14 CD SECURITY 5 Redemption -385,000.0000 385,000.00

ANY TOWN, ST 01.950% DEC 14 20xx PAY DATE 12/14/20xx

Subtotal (Other Security Transactions) 385,000.00

TOTAL (387,747.25) (195.39) (5,130.39)

TOTAL SECURITY PURCHASES/(DEBITS) (407,880.00)

TOTAL SECURITY SALES/CREDITS 402,749.61

Total Accrued Interest Earned 0.00

Total Accrued Interest Paid (2,187.75)

REALIZED GAINS/(LOSSES) Acquired/ Liquidation/

Cover Short Short Sale Gains/(Losses)✪

Description Quantity Date Date Sale Amount Cost Basis This Statement Year To Date

MONEY MARKET FUND A 25.0000 08/15/XX 12/04/XX 25.00 25.00 0.00

✧ROUNDALL DOOR ETF 52.0000 06/08/XX 12/12/XX 1,562.60 2,634.31 N/C

Subtotal (Long-Term) 0.00 2,630.03

CALL SECURITY 1 JAN 00205.000 10.0000 9/24/XX 12/05/XX 17,724.61 16,665.00 1,059.61

Subtotal (Short-Term) 1,059.61 6,313.86

TOTAL 19,312.21 19,324.31 1,059.61 8,943.89

✪ - Excludes transactions for which we have insufficient data

N/A - Results which cannot be calculated because of insufficient data are reflected by an N/A entry in the capital gain or (loss) column and are not included in the realized capital gain

and loss summary.

N/C - Results may not be calculated for transactions which involve the sale of partnership interests, short term debt instruments, derivative products purchased in the secondary market,

or the determination of ordinary income and/or capital items for discount and zero-coupon issues.

✧This transaction has been affected by a "Wash Sale" based on IRS regulations. There are two different types of adjustments that may be occurring.

(A) If the gain/loss displays as N/C, this transaction has been identified as a "Wash Sale" based on IRS regulations and the loss has been added to the cost basis of the related purchase.

(B) If the gain/loss is calculated, the cost basis has been adjusted by the deferred loss amount from a previous "Wash Sale" and your gain or loss will be inclusive of this amount.

SECURITIES YOU TRANSFERRED IN/OUT

Date Description Transaction Type Quantity Value of Securities Year To Date

12/30 DANVEERN INDUSTRIES Transfer/Adjustment 73.0000 60,978.50

EQUITY ACCESS FUND VI, L.P. TR FROM TMA 1X1-11X13

NET TOTAL 60,978.50 60,978.50

17. Security transactions

In addition to purchases, sales and redemptions,

this section includes information on commissions

and trading fees, accrued interest and subtotals

for selected categories.

18. Transaction amount

This column provides the ability to display

Debit/Credit with Commission/Trading Fees.

19. Commission/Trading fees*

This column displays the costs related to

security purchases and sales, for example,

mutual funds — front end load sales charges

and equity commissions. The Total Amount

will align to Cash Flow.

20. Security purchases and security sales

Totals will align to values in the Cash Flow section.

* Important: The following trading-related fees are not broken out in the “Commissions &

Trading Fees” section listed in this column, but would continue to be included in the total

cost of the transaction: Costs incurred in any purchase of new-issue securities; fixed income

securities–any markups or markdowns for fixed income trades; underwriting discounts;

selling concessions; trading profits and/or structuring charges paid to or earned by the firm for

equities, fixed income, preferred securities; certificates of deposit; market-linked investments;

unit investment trusts (UITs); and closed-end funds; option / futures premiums and / or clearing

fees; Private equity placement fees and fractional share-related fees.

1817

001 0000

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JOHN Q CUSTOMER AND Account Number: 1X1-11X11 24-Hour Assistance: (800) MERRILL

Access Code: XX-XXX-XXXXX

YOUR CMA TRANSACTIONS December 01, 20xx - December 31, 20xx

SECURITY TRANSACTIONS (continued)

TRANSACTIONS CONDUCTED PER THE APPLICABLE WRITTEN AGREEMENT

Settlement/ Transaction Commissions/ (Debit)/ Accrued Interest/

Trade Date Description Transaction Type Quantity Amount Trading Fees Credit Earned/(Paid)

Other Security Transactions

12/14 CD SECURITY 5 Redemption -385,000.0000 385,000.00

ANY TOWN, ST 01.950% DEC 14 20xx PAY DATE 12/14/20xx

Subtotal (Other Security Transactions) 385,000.00

TOTAL (387,747.25) (195.39) (5,130.39)

TOTAL SECURITY PURCHASES/(DEBITS) (407,880.00)

TOTAL SECURITY SALES/CREDITS 402,749.61

Total Accrued Interest Earned 0.00

Total Accrued Interest Paid (2,187.75)

REALIZED GAINS/(LOSSES) Acquired/ Liquidation/

Cover Short Short Sale Gains/(Losses)✪

Description Quantity Date Date Sale Amount Cost Basis This Statement Year To Date

MONEY MARKET FUND A 25.0000 08/15/XX 12/04/XX 25.00 25.00 0.00

✧ROUNDALL DOOR ETF 52.0000 06/08/XX 12/12/XX 1,562.60 2,634.31 N/C

Subtotal (Long-Term) 0.00 2,630.03

CALL SECURITY 1 JAN 00205.000 10.0000 9/24/XX 12/05/XX 17,724.61 16,665.00 1,059.61

Subtotal (Short-Term) 1,059.61 6,313.86

TOTAL 19,312.21 19,324.31 1,059.61 8,943.89

✪

- Excludes transactions for which we have insufficient data

N/A - Results which cannot be calculated because of insufficient data are reflected by an N/A entry in the capital gain or (loss) column and are not included in the realized capital gain

and loss summary.

N/C - Results may not be calculated for transactions which involve the sale of partnership interests, short term debt instruments, derivative products purchased in the secondary market,

or the determination of ordinary income and/or capital items for discount and zero-coupon issues.

✧This transaction has been affected by a "Wash Sale" based on IRS regulations. There are two different types of adjustments that may be occurring.

(A) If the gain/loss displays as N/C, this transaction has been identified as a "Wash Sale" based on IRS regulations and the loss has been added to the cost basis of the related purchase.

(B) If the gain/loss is calculated, the cost basis has been adjusted by the deferred loss amount from a previous "Wash Sale" and your gain or loss will be inclusive of this amount.

SECURITIES YOU TRANSFERRED IN/OUT

Date Description Transaction Type Quantity Value of Securities Year To Date

12/30 DANVEERN INDUSTRIES Transfer/Adjustment 73.0000 60,978.50

EQUITY ACCESS FUND VI, L.P. TR FROM TMA 1X1-11X13

NET TOTAL 60,978.50 60,978.50

21. Realized gains/(losses)

This summary of gains and losses for transactions

closed within the month represents figures as

short-term and long-term to guide your tax

planning and investment decisions.

You can review each account’s details (continued)

001 0000

20 of 54

JOHN Q CUSTOMER AND Account Number: 1X1 11X11 24 Hour Assistance: (800) MERRILL

Access Code: XX XXX XXXXX

YOUR CMA TRANSACTIONS December 01 20xx December 31 20xx

OPEN ORDERS EQUITIES

Date Transaction Quant ty Descr ption Pr ce Qualifier Price Qual f er

05/13 ORDER TO BUY 100 0000 RDLLX 32 0000 Lim t

06/27 ORDER TO SELL 570000 RNGD 375 0000 ✚

Stop Quote

✚

Stop Quote

A se l stop quote order is placed at a stop pr ce below the current market price and will trigger if the national best bid quote s at or lower than the spec f ed stop pr ce A buy stop quote order

is p aced at a stop price above the current market pr ce and will trigger if the national best offer quote is at or higher than the specified stop price Once triggered a stop quote order

becomes a market order (buy or sell as appl cab e) and execution pr ces can deviate s gnificantly from the specified stop price Once

triggered, a stop quote order becomes a market order (a buy or sell order, as applicable) and execution prices can deviate significant y from the specified stop price. A stop order is

not guaranteed to execute as the order will not be triggered unless the stop price is reached.

You were informed of the disclosures above by your Financial Advisor and, if you were enrolled in e ectronic delivery of communications, they were delivered to you by email at the t me

of order entry.

OPEN ORDERS OPTIONS

Date Transaction Quantity Descr ption Price Qualifier Pr ce Qualifier Strike Price

09/16 ORDER TO BUY 3 0000 SEC3 PUT EXP 03 20 xx 12 6000 Lim t 105 0000

12/30 ORDER TO SELL 5 0000 SEC2 CALL EXP 03 15 xx 6 8500 ❉ Stop 140 0000

❉

Stop

A isted opt on se l stop order is placed at a stop price below the current market price and w ll trigger f the option trades or has a prevailing offer quote at or lower than the specified stop

price on the exchange to wh ch the order is routed A l sted option buy stop order is placed at a stop price above the current market pr ce and will trigger if the opt on trades or has a

prevai ing bid quote at or h gher than the specified stop price on the exchange to which the order is routed Once triggered, a stop order becomes a market order (a buy or sell order, as

app icable) and execution prices can deviate significantly from the specified stop price. A stop order is not guaranteed to execute as the order will not be triggered unless the stop.

price is reached and, even if triggered, your order may not be executed if there is no prevailing b d quote (in the case of a sell stop order) or a prevai ing offer quote (in the case of a

buy stop order) available he exchange to which your order is routed.

UNSETTLED TRADES

Trade Settlement Symbol/ Transaction

Date Date Descr ption Cusip Type Quantity Price Amount

12/30 01/02 TREASURY BILL 000000018 Purchase 300 000 0000 99 6578 (298 973 40)

12/30 01/02 ROSENGOLD CORPORATION RNGD Sale 631 0000 475 7400 300 191 94

NET TOTAL 1,218.54

STANDING INSTRUCTIONS

Transaction Frequency Description Amount

FTS TO Quarterly CMA TO TMA ACCOUNT 1 500 00

VARIABLE PAYMT Monthly ONL NE ACCOUNT

22. Open orders equities/options

Here you’ll see any open orders placed for

equities as well as options that remain

unexecuted. Listed information includes quantity,

description, price, and price qualifier details, and,

for options, the strike price.

23. Unsettled trades

This is a list of purchases/sales entered during

the current month’s statement period, but that

do not settle until the following month.

24. Standing instructions

This shows the transaction, frequency,

description and amount of the action

001 0000

21 of 54

JOHN Q CUSTOMER AND Account Number: 1X1 11X11

YOUR CMA TRANSACTIONS December 01 20xx December 31 20xx

WHEN ISSUED

Date Trans n Quantity Description

01/22 When Issue Purchase 10 0000 WHEN SSUE SECURITY

CLASS A

CASH/OTHER TRANSACTIONS

Date Description Transaction Type Quantity Debit Credit

Funds Rece ved

12/08 CHECK DEPOSIT Funds Received 5 461 69

15 CHECKS

Subtotal (Funds Received) 5,461.69

Electronic Transfers

12/11 ONLINE ACCOUNT D rect Deposit 6 500 00

JOHN Q CUSTOMER

12/11 TO BAC# 1X1 11X13 Withdrawal 1 500 00

JOHN Q CUSTOMER AND MARY CUSTOMER

12/11 CREDIT CARD Pre Author zed Withdrawal 3 000 00

JOHN Q CUSTOMER

12/20 W RE TRF OUTxxxxxxxxxxx Wire Trans er Out 2 000 00

Subtotal (Electronic Transfers) 6,500.00 6,500.00

Other Debits/Credits

12/11 TR FROM XXXXXXXX Transfer / Adjustment 5 000 00

12/18 ROSENGOLD CORPORATION

■ Cash In L eu of Shares 475 74

PAY DATE 12/18/20xx

12/19 KAMNOA CORPORATION Foreign Tax Withholding 43 97

PAYDATE 12/19/xx

12/28 MONTH END SUMMARY DEBIT Visa Access Debit 166 43

Subtotal (Other Deb ts/Credits) 210.40 5,475.74

25. When issued

This shows the transactions, quantity and

description for When Issued transactions.

26. Cash/Other transactions

This section lists miscellaneous transactions,

such as:

• Funds received

• Electronic transfers

• Other debits/credits

• Margin interest charged

You can review each account’s details (continued)

27. Advisory and other fees*

This section includes monthly totals for various

account fees such as annual account fees, check

reorder fees and MerrillLynch Investment Advisory

Program fees. These fees may be charged by

MerrillLynch, Pierce, Fenner & Smith, Incorporated,

an affiliate, or in certain instances, a third party.

28. Visa® Access Card activity

Here you’ll find subtotals for selected categories —

Visa® debit purchase activity, Visa credit

activity, ATM activity and cash advances. Any

fees associated with these transactions will be

summarized in the Cash Flow section of the

statement under Fees Included in Transactions Above.

001 0000

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JOHN Q CUSTOMER AND Account Number: 1X1 11X11 24 Hour Assistance: (800) MERRILL

Access Code: XX XXX XXXXX

YOUR CMA TRANSACTIONS December 01 20xx December 31 20xx

CASH/OTHER TRANSACTIONS (cont nued)

Date Description Transact on Type Quantity Debit Credit

Margin Interest Charged

12/30 * INTEREST CHARGE Marg n Interest Charged 1 24

FOR X DR DAYS AT X XXX ON AVG DR BAL $000 BAL TO

Subtotal (Margin Interest Charged) 1.24

NET TOTAL 10,727.03

ADVISORY AND OTHER FEES

Date Description Fee Type Quantity Debit Credit

12/03 INV ADVISORY FEE DEC Advisory Program Fee 6 864 67

12/03 MUTUAL FUND REBATE Advisory Program Fee 750 40

12/03 PRECIOUS METALS SERVICE Meta s Servic ng Fee 18 77

AND STORAGE FEE

NET TOTAL 6,133.04

VISA ACCESS CARD ACTIVITY

Trans Date Date Cleared scription Locat on/Transaction Debit Credit

11/25 OPENING BALANCE 0 00

Visa Purchases/Credits

11/30 12/28 * GAS STATION ANY TOWN ST 21 75

12/10 12/28 * Super Center ANY TOWN ST 129 37

12/17 12/28 * SUBSCRIPTION ANY TOWN ST 15 31

Subtotal (V sa Purchases/Credits) 166.43

ATM Activity

12/12 12/11 ATM 007400 ANY TOWN ST 138 66

2 000 000 00 DR

Or $135 94

+ $2 72 nt Trn Fee

12/17 12/18 ATM 000339 ANY TOWN ST 303 00

12/17 12/18 ATM 0000339 REFUND ANY TOWN ST 3 00

Subtotal (ATM Activity) 441.66 3.00

* Important: Some fees are not included here and will display in “Other Debits.”These may

include: Corporate actions fees, ADR cable fees, ADR certificate fees, reorganization processing

fees, and third party foreign dividend tax processing fees.

001 0000

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JOHN Q CUSTOMER AND Account Number: 1X1 11X11

YOUR CMA TRANSACTIONS December 01 20xx December 31 20xx

VISA ACCESS CARD ACTIVITY (continued)

Trans Date Date Cleared Description Location/Transaction Debit Cred t

Cash Advances

12/14 12/15 VISA: BANK CARD Visa Cash Advance 2 500 00

Subtotal (Cash Advances) 2,500.00

NET TOTAL 3,105.09

12/28 CLOSING BALANCE 00

* Month End Debit for Visa Purchases

NET ATM/CASH ADVANCE FEES: 2 72 Total fees charged less any ATM refunds

Your CMA® account provides up to $200 00 in ATM operator fee reimbursements per ca endar year for transactions at non Bank of America ATMs w thin the U S Year to date you have

received $45 00 in ATM operator fee reimbursements As a reminder when you use your CMA Access® Visa® Card to access cash at Bank of America ATMs there are no ATM operator fees

To report Lost or Stolen Visa Cards or Checks please call (800) CMA LOST

CHECKS WRITTEN/BILL PAYMENT

Date Written Date C eared Check N Descript on Debit Credit

12/04 12/04 Bill Payment ONLINE ACCOUNT 100 00

12/05 2007§ CHECK 125 00

12/12 2009*§ CHECK 811 92

N/A 12/18 2010# LIFE NSURANCE CO 119 00

NET TOTAL 1,155.92

* Indicates gap in check sequence

# Check converted to ACH debit by payee

§ Check Image available online

To report Lost or Sto en V sa Cards or Checks please call (800) CMA LOST

YOUR CMA MONEY ACCOUNT TRANSACTIONS

Date Descr ption W thdrawals Deposits Date Description Withdrawals Deposits

12/03 BANK DEPOSIT PROGRAM 25 000 00 12/18 PREFERRED DEPOSIT PROGRAM 1 761 00

12/08 BANK DEPOSIT PROGRAM 30 000 00 12/19 BANK DEPOSIT PROGRAM 2 597 00

12/11 BANK DEPOSIT PROGRAM 7 500 00 12/30 BANK DEPOSIT PROGRAM 7 676 00

12/15 PREFERRED DEPOSIT PROGRAM 2 500 00 12/30 PREFERRED DEPOSIT PROGRAM 23 00

NET TOTAL 8,535.00

29. Checks written/Bill payment

This section provides details on check-clearing

activity and electronic bill payments.

30. Money account/Money fund transactions

Displayed here are details of all deposits to,

and withdrawals from, your balances in the

MerrillLynch Bank Deposit Program or other

available money funds.

You can review each account’s details (continued)

001 0000

24 of 54

JOHN Q CUSTOMER AND Account Number: 1X1 11X11 24 Hour Assistance: (800) MERRILL

Access Code: XX XXX XXXXX

YOUR CMA MONEY FUND TRANSACTIONS

December 01 20xx December 31 20xx

Date Description Sales Purchases Date Description Sales Purchases

12/02 CASH RESERVE FUND 25 000 00 12/10 CASH RESERVE FUND 7 500 00

12/09 CASH RESERVE FUND 30 000 00

NET TOTAL 2,500.00

PRIVATE EQUITY/REAL ASSETS FUNDS SUMMARY

PRIVATE EQUITY/ Total Distributions Investment Mult ple Net IRR as

REAL ASSETS Original Contribut ons Distributions Estimated NAV & on Contributions Reported

FUNDS Investment Date Comm tment (a) (b) (c) Est mated NAV to Date (d) by Fund (e)

DANVEERN INDUSTRIES 02/04/2019 100 000 73 000 9 631 60 978 70 609 0 97 (3 73%)

EQUITY ACCESS FUND

VI, L P

ARIMADENN INDUSTRIES 12/20/2018 100 000 85 500 0 78 363 78 363 0 92 (8 23%)

L P

TOTAL 200,000 158,500 9,631 139,341 148,972 0.94

Footnotes*

a Aggregate contributions net of app icab e placement fee from original investment date Unfunded balance does not include outstanding reca lable cap tal f appl cab e Please refer to

the most recent Fund Capital Account Statement

b Net distributions ncluding outstand ng recallable f appl cab e from original investment date Please refer to the most recent Fund Capital Account Statement

c Estimated Net Asset Value (NAV) based on the most recent financial information (may be unaudited) from the Underlying Fund and adjusted for any contribut ons or distr butions s nce the

valuat on date for feeder funds Other funds (e g not feeder funds) may not adjust for subsequent calls/distributions P ease refer to the Capital Account Statement

d Investment Mu t ple = (D stributions + Estimated NAV) / Contr butions net of applicable p acement fee

e Last reported annualized net internal rate of return (IRR) IRR is the net return earned by nvestors over a particular period calculated on the basis of cash flows to and from nvestors

after the deduction of a l fees (except placement fee if appl cab e) including carr ed interest n the early years of a Fund fees and expenses are a more mater al component of the

calculation and have a greater impact on the Fund's IRR

* All amounts shown above are cumulative to date without regard to transfer activity if any

COPIES OF THIS STATEMENT HAVE BEEN SENT TO:

M chael Recipient Jane Rec pient Joe Recip ent

123 Any Street 123 Any Street 123 Any Street

Anytown ST 12345 6789 Anytown ST 12345 6789 Anytown ST 12345 6789

31. Private equity/Real assets

funds summary

If you have private equity holdings, you’ll see

this section. See page 19 for more details.

32. Copies of this statement have

been sent to:

Here you’ll see the names of those who

will receive a copy of your statement.

You receive only relevant information

Your Merrillstatement reflects the holdings and activity that are specific to your accounts with

Merrilland its affiliates. In an effort to reduce page count, we provide you with only the sections

of the statement that are relevant to your holdings, activity and account type. Below and on the

pages that follow, we highlight certain sections that you may or may not receive, based on your

account characteristics.

001 0000

CB Page

1 of 3

JOHN Q CUSTOMER AND Account Number: 1X1-11X11

YOUR CMA ACCOUNT EQUITY COST BASIS December 01, 20xx - December 31, 20xx

EQUITIES Unit Total Estimated Estimated Unrealized Estimated

Description Symbol Acquired Quantity Cost Basis Cost Basis Market Price Market Value Gain/(Loss) Annual Income

VOSIGALL COMPANY VSGL 08/19/99 600.0000 40.5576 24,334.60 201.9000 121,140.00 96,805.40

DEL CL B NEW 03/31/05 650.0000 57.7697 37,550.31 201.9000 131,235.00 93,684.69

Subtotal 1,250.0000 61,884.91 252,375.00 190,490.09

h KAMNOA CORPORATION KMNO 12/31/04 33.0000 45.7757 1,510.60 92.1100 3,039.63 1,529.03 128

CURRENT YIELD 4.19% 03/31/05 133.0000 49.8989 6,636.56 92.1100 12,250.63 5,614.07 514

Subtotal 166.0000 8,147.16 15,290.26 7,143.10 642

ROSENGOLD CORPORATION RNGD 12/27/05 807.0000 1.6142 1,302.73 475.7400 383,922. 18 382,619.45

TOTAL YIELD .10% 71,334.80 651,587.44 580,252.64 642

1. Your CMA account equity cost basis

If you receive a paper statement in the mail,

you can choose to have the Equity Cost Basis

details printed at the back of your statement for

reference. This section reflects the individual

purchases for all equities held in your account.

You will see this section listed separately for each

account within the Your Accounts table of contents

page. If you receive your statement by e-delivery,

aseparate document will be posted online.

001 0000

14 of 54

JOHN Q CUSTOMER AND Account Number: 1X1-11X11

ASSETS NOT HELD/VALUED BY MLPF&S December 01, 20xx - December 31, 20xx

The amount shown for Assets Not Held/Valued by MLPF&S is for informational purposes only, may vary from values (if any) provided by the issuer or others, and may change. These

investments are generally illiquid, not listed on any securities exchange or NASDAQ market, and investors may not be able to sell them or realize amounts shown upon a sale or liquidation.

Except for individual retirement accounts, MLPF&S does not hold or act as custodian of and has no responsibility to safekeep, monitor or value these investments and the investments are

not registered in the name of nor held by MLPF&S or its nominees. MLPF&S makes no representation as to the accuracy of the value(s) provided, and the investments are not covered by

SIPC.

CMA INSURANCE SERVICES

VARIABLE ANNUITY AND FIXED INDEXED ANNUITY CONTRACTS

Contractual Benefit Information

Cash Surrender Protected Living Projected Annual Guaranteed Minimum

Annuities Tax Status Contract Value Value Benefit Base Amount Income Amount Death Benefit

ANNUITY CONTRACT 07 NON-QUALIFIED $1,150,776.75 $1,132,210.94

POLICY NUMBER 000000019 ISSUE DATE 12/26/07 TOTAL PREMIUMS $1,000,000.00 PRODUCT TYPE VARIABLE ANNUITY CONTRACT VALUE AS OF 12/29/xx

URRENT DEATH BENEFIT $2,245,358.68

UNDERLYING INVESTMENT INFORMATION:

Name Units Unit Price Value ($)

ANNUITY/MODERATE PLUS 55,215.4328 20.841578 $1,150,776.75

TOTAL VARIABLE ANNUITY AND FIXED INDEXED ANNUITY CONTRACTS $1,150,776.75

1 If present, values displayed in the Contractual Benefits section represent aspects of an annuity living benefit and/or death benefit feature associated with your contract. These annuity

details are provided to assist you with determining the value of these benefits as of the date shown. The Protected Living Benefit Base Amount and Guaranteed Minimum Death Benefit values

are not amounts you can withdraw as cash. The Protected Living Benefit Base Amount shown is used to determine the current year’s living benefit income amount (Annual Income Amount).

The actual Annual Income Amount may be more or less depending on the income start date, market fluctuations and withdrawals. The Guaranteed Minimum Death Benefit is the minimum

death benefit payable under your contract. The actual annuity death benefit amount may be more or less depending on the date of death, market fluctuations and withdrawals.

For more information regarding your benefits, please refer to your contract or prospectus.

This Insurance Services Summary is provided to you as a courtesy and is reported to you based upon information supplied by the issuing insurance company. Merrill Lynch does not verify

the information provided by the insurance company. The official accounting of your life insurance or annuity contract values will be provided by the issuing insurance company in a separate

statement. If the life insurance or annuity product is variable, the investments underlying the contract values are held in the insurance company's separate account, which is registered with

the SEC under the Investment Company Act of 1940. If the insurance product is fixed or you have elected a fixed interest subaccount, these guarantees are provided by the issuing

insurance company and are backed by its claims-paying ability. Insurance product(s) and any underlying variable product investment option(s) are not held in your Merrill Lynch CMA Account,

and are not covered by SIPC protection. Any questions concerning your contract should be directed to the issuing insurance company. Insurance and annuity contract guarantees and

benefits, including rider guarantees and annuity payout rates, are not backed by Merrill, or any of its affiliates, and none of them makes any representations or guarantees regarding the

claims-paying ability of the issuing insurance company.

Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and other subsidiaries of Bank of America Corporation (BofA

Corp). Merrill Lynch Life Agency Inc. is a licensed insurance agency and a wholly owned subsidiary of BofA Corp. MLPF&S is a registered broker-dealer, Member SIPC and a wholly owned

subsidiary of BofA Corp.

2. Assets not held/valued by MLPF&S

As an accommodation, we may display assets

you own that are not held/valued by MLPF&S.

The value of these assets, when provided to

MLPF&S, is included in the summary and as

part of the total value of the account. In addition,

we list them in their own sections by category:

Insurance Contracts/Services and Other. We also

include a total at the end of each section.

• Insurance contracts/services shows key

contract details, benefit information, contract

features and underlying investment details

for various types of annuity and life insurance

contracts.

• Other assets not held/valued by MLPF&S

documents values for other assets held

outside MLPF&S.

001 0000

15 of 54

JOHN Q CUSTOMER AND Account Number: 1X1-11X11

ASSETS NOT HELD/VALUED BY MLPF&S December 01, 20xx - December 31, 20xx

Investment products offered through MLPF&S and insurance and annuity products offered through Merrill Lynch Life Agency Inc.:

ALL OTHER ASSETS NOT HELD/VALUED BY MLPF&S

Description Quantity Est. Value Per Unit Est. Value

SLOONEA CORPORATION FUND LLC 1,252.6790 293.40 367,536 (1)

VONPEARL COMPANY FUND LLC 3,252.9242 264.34 859,878 (1)

TOTAL 1,227,414

(1) - An estimate of value provided to Merrill Lynch by an independent valuation service on at least an annual basis. This amount has not been adjusted to

reflect changes which may have taken place subsequent to that valuation date.

(2) - Unavailable; the value of this investment may be different than its original purchase price.

TOTAL ASSETS NOT HELD/VALUED BY MLPF&S $2,378,190.75

The amount shown for Assets Not Held/Valued by MLPF&S is for informational purposes only, may vary from values (if any) provided by the issuer or others, and may change. These

investments are generally illiquid, not listed on any securities exchange or NASDAQ market, and investors may not be able to sell them or realize amounts shown upon a sale or liquidation.

Except for individual retirement accounts, MLPF&S does not hold or act as custodian of and has no responsibility to safekeep, monitor or value these investments and the investments are

not registered in the name of nor held by MLPF&S or its nominees. MLPF&S makes no representation as to the accuracy of the value(s) provided, and the investments are not covered by

SIPC.

Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value

Are Not Deposits

Are Not Insured By Any Federal

Government Agency

Are Not a Condition to Any Banking Service

or Activity

You receive only relevant information (continued)

001 0000

11 of 54

JOHN Q CUSTOMER AND Account Number: 1X1 11X11 24 Hour Assistance: (800) MERRILL

Access Code: XX XXX XXXXX

YOUR CMA ASSETS December 01 20xx December 31 20xx

EQUITIES Total Est mated Estimated Unrealized Est mated

Descr ption Symbol Quantity Cost Basis Market Price Market Value Gain/ (Loss) Annual Income

VOSIGALL COMPANY VSGL 1 250 0000 61 884 91 201 9000 252,375.00 190 490 09

DEL CL B NEW

h KAMNOA CORPORATION KMNO 166 0000 8 147 16 92 1100 15,290.26 7 143 10 642

CURRENT Y ELD 4 19%

ROSENGOLD CORPORATION RNGD 807 0000 1 302 73 475 7400 383,922.18 382 619 45

TOTAL Y ELD 10% 71 334 80 651,587.44 580 252 64 642

Equ ty Cost Basis details are availab e on the Statements and Documents page of mymerrill com

RESEARCH RATINGS

Secur ty Symbol BofAML Research Morningstar CFRA

KAMNOA CORPORAT ON KMNO Buy (B17) Hold Buy

ROSENGOLD CORPORATION RNGD Buy (B19) Se l Buy

PLEASE REFER TO THE BACK OF YOUR STATEMENT FOR A GUIDE TO BofAML AND THIRD PARTY RESEARCH RATINGS.

Cumulative Estimated

MUTUAL FUNDS/CLOSED END FUNDS/UITs/ETPs Total Estimated Estimated Unreal zed Total Client Investment Annual

Description Quantity Cost Basis Market Price Market Va ue Gain (Loss) Investment Return ($) Income

AM SKYIE FUND 1 122 1430 39 390 66 59 2100 66,442.09 27 051 43 17 540 48,901 427

CL A CURRENT YIELD 0 64% SYMBOL: AMSKI In t al Purchase: 09/09/10 Equity 100%

ROUNDALL DOOR ETF 1 982 4240 71 812 45 ✦ 34 9600 69,305.54 (2 506 91) 6 287 63,018

CL A SYMBOL: RDLLX Initial Purchase: 04/28/05 Equity 100%

KRAULSE US MID CAP EQUITY FUND 7 7073020 406 473 45 89 3300 688,493.29 282 019 84 150 480 538,012

CL A SYMBOL: KRXXE NITIAL PURCHASE: 07/13/12 EQUITY 100%

ORTINZI MARKET REAL RETURN PORTFOLIO 19 199 6880 44 482 79 2 0700 39,743.37 (4 739 42) 23 134 16,608 2,304

CL A1 CURRENT YIELD 5 79% SYMBOL: ORTNX Initial Purchase: 02/07/07 F xed Income 55% Equity 45%

Subtotal (Fixed Income) 21,858 85

Subtotal (Equit es) 842,125 44

TOTAL YIELD 32% 562 159 35 863,984.29 301 824 94 666,539 2,731

3. Research ratings

For accounts that qualify, BofA MerrillLynch

Global Research (BofA ML Research) and

independent research ratings from Morningstar

and Center for Financial Research and Analysis

(CFRA) are provided for most equities. In addition,

Moody’s and S&P ratings are provided for

corporate bonds, municipal bonds, preferred

stock, and government and agency securities.

001 0000

16 of 54

JOHN Q CUSTOMER AND Account Number: 1X1 11X11 24 Hour Assistance: (800) MERRILL

Access Code: XX XXX XXXXX

YOUR CMA LIABILITIES December 01 20xx December 31 20xx

SHORTS Unit Total Estimated Estimated Unrealized Estimated

Description Acquired Quantity Cost Basis Cost Bas s Market Price Market Value Gain/(Loss) Annual ncome

CALL SECURITY 3 00140 000 09/08/20 2 0000 4 6987 939 75 1 6900 338 00 601 75

SEC3 CL B EXP 03 15 20XX

CALL SECURITY 3 00140 000 09/08/20 8 0000 4 7255 3 780 41 1 6900 1 352 00 2 428 41

Subtotal 10 0000 4,720 16 1,690.00 3,030 16

ROSENGOLD CORPORATION 04/09/20 500 0000 113 9606 56 980 32 388 0400 194,020.00 (137 039 68)

SYMBOL: RNGD

TOTAL 61 700 48 195,710.00 (134 009 52)

YOUR CMA AMORTIZATION/ACCRETION SCHEDULE

OPEN LOTS

MUNICIPAL BONDS Original Orig nal Amortization / Accretion Adjustments

Adjusted

Description Acqu red Quant ty Unit Cost Total Cost Th s Report Year to Date Life to Date Total Cost

CITY & COUNTY GO BOND 05/16/16 100 000 123 131 123 136 35 (144 12) (1 621 78) (15 762 59) 107 373 76

SER A PRF22 NOV12 05 000%NOV01 2032 MOODY'S: AA1 S&P: *** CUS P: 000000013

OID STATE GO BOND 04/14/16 100 000 101 480 101 480 00 (761) (93 78) (623 40) 100 856 60

SER FB O D APR16 03 000%APR01 2035 MOODY S: AA2 S&P: AA+ CUSIP: 000000014

SUBTOTAL 200,000 224,616.35 (151.73) (1,715.56) (16,385.99) 208,230.36

SUBTOTAL OPEN LOTS 200,000 224,616.35 (151.73) (1,715.56) (16,385.99) 208,230.36

TOTAL AMORTIZATION/ACCRETION VALUE 224,616.35 (151.73) (1,715.56) (16,385.99) 208,230.36

Securities with missing or inval d information w ll be excluded from the Amortization/ Accretion schedule until adjustments can be made

4. Amortization/Accretion table

This is a supplemental section that you can

request to have included in your monthly

statement. If selected, the table provides details

such as year to date, life to date and adjusted

cost basis for certain fixed-income securities

and/or bonds that you purchased at a premium or

discount. The schedule is provided at the account

level and open and closed lots will be reported at

the security level.

You receive only relevant information (continued)

001 0000

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JOHN Q CUSTOMER AND Account Number: 1X1-11X11 24-Hour Assistance: (800) MERRILL

Access Code: XX-XXX-XXXXX

YOUR CMA MONEY FUND TRANSACTIONS December 01, 20xx - December 31, 20xx

Date Description Sales Purchases Date Description Sales Purchases

12/02 CASH RESERVE FUND 25,000.00 12/10 CASH RESERVE FUND 7,500.00

12/09 CASH RESERVE FUND 30,000.00

NET TOTAL 2,500.00

PRIVATE EQUITY/REAL ASSETS FUNDS SUMMARY

PRIVATE EQUITY/ Total Distributions Investment Multiple Net IRR as

REAL ASSETS Original Contributions Distributions Estimated NAV & on Contributions Reported

FUNDS Investment Date Commitment (a) (b) (c) Estimated NAV to Date (d) by Fund (e)

DANVEERN INDUSTRIES 02/04/2019 100,000 73,000 9,631 60,978 70,609 0.97 (3.73%)

EQUITY ACCESS FUND

VI, L.P.

ARIMADENN INDUSTRIES 12/20/2018 100,000 85,500 0 78,363 78,363 0.92 (8.23%)

L.P.

TOTAL 200,000 158,500 9,631 139,341 148,972 0.94

Footnotes*

a - Aggregate contributions, net of applicable placement fee, from original investment date. Unfunded balance does not include outstanding recallable capital, if applicable. Please refer to

the most recent Fund Capital Account Statement.

b - Net distributions, including outstanding recallable if applicable, from original investment date. Please refer to the most recent Fund Capital Account Statement.

c - Estimated Net Asset Value (NAV) based on the most recent financial information (may be unaudited) from the Underlying Fund and adjusted for any contributions or distributions since the

valuation date for feeder funds. Other funds (e.g., not feeder funds) may not adjust for subsequent calls/distributions. Please refer to the Capital Account Statement.

d - Investment Multiple = (Distributions + Estimated NAV) / Contributions, net of applicable placement fee.

e - Last reported annualized net internal rate of return (IRR). IRR is the net return earned by investors over a particular period, calculated on the basis of cash flows to and from investors,

after the deduction of all fees (except placement fee if applicable), including carried interest. In the early years of a Fund, fees and expenses are a more material component of the

calculation, and have a greater impact on the Fund's IRR.

* - All amounts shown above are cumulative-to-date, without regard to transfer activity, if any.

COPIES OF THIS STATEMENT HAVE BEEN SENT TO:

Michael Recipient Jane Recipient Joe Recipient

123 Any Street 123 Any Street 123 Any Street

Anytown, ST 12345-6789 Anytown, ST 12345-6789 Anytown, ST 12345-6789

5. Private equity/Real assets

funds summary

This section complements the information in

the Alternative Investments Holdings section

and provides a snapshot of additional details

for private equity holdings, including;

• Original investment date

• Commitment

• Contributions (a)

• Distributions (b)

• Estimated NAV (c)

• Total distributions and estimated NAV

• Investment multiple on contributions to date (d)

• Net IRR as reported by the fund (e)

001 0000

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MARY’S RETIREMENT Account Number: 1X1-11X12 24-Hour Assistance: (800) MERRILL

Access Code: XX-XXX-XXXXX

YOUR RETIREMENT ACCOUNT CONTRIBUTIONS AND DISTRIBUTIONS December 01, 20xx - December 31, 20xx

Year-End Plan Value as of December 31, 20cy: $1,508,080.29 Contributions after 12/31/py for 20py: $150.34

Distributions Tax Year 20cy Tax Year 20py RMD Calculated Amount 20cy

Normal $6,000.00 $6,000.00 $95,536.37

Federal Taxes Withheld $1,440.00 $1,440.00

ST Taxes Withheld $480.00 $480.00

Our records indicate that for [statement year +1] you may be required to take a Required Minimum Distribution (RMD) from this account. You are required to take annual RMDs from your IRA

account (s) for the year you turn age 73 and each subsequent year. The deadline for taking your [statement year +1] RMD is December 31, [statement year +1] or April 1, [statement year +2]

if [statement year +1] is your first RMD year. Contact us after January 15th in order to obtain your RMD calculation (if applicable), otherwise the calculation will be provided to you on your next

statement.

The IRS requires all IRA custodians, including Merrill Lynch, to notify it through IRS Form 5498 when an RMD is required from the IRA of a living account owner for the calendar year. An RMD

that is required for the current year will be reported to the IRS on the applicable IRS Form 5498.

For IRA, IRRA, SEP/IRA, SIMPLE/IRA ROTH IRA and ESA accounts, the Year-End Plan Value represents the valuation we must furnish to you and the Internal Revenue Service as part of the

IRS Form 5498 reporting requirements.

If you own London Interbank Offered Rate (LIBOR) linked financial products, the cessation of LIBOR and the transition from LIBOR to alternative reference rates such as SOFR or BSBY,

may have significant impacts to those financial products, including impacts to their liquidity, value and potential performance. Additional information is available at

www.ml.com/articles/benchmark-interest-rate-reform.html

6. Your retirement account contributions

and distributions

Retirement account holders will see account

contributions and distributions and, if applicable,

the required minimum distribution (RMD)

calculated amount for the annual distribution.

Merrillretirement account statements for

traditional IRAs, IRA rollovers, SIMPLE accounts,

Supplemental Retirement Accounts (SRAs) and

Simplified Employee Pension (SEP) plans provide

information regarding the RMD.

7. Required minimum distribution (RMD)

The RMD calculated amount for the annual

distribution is provided in addition to deadlines

and instructions for taking the distribution.

You receive only relevant information (continued)

YOUR TRUST MANAGEMENT ACCOUNT STATEMENT OF PRINCIPAL

INVESTMENTS December 01 20xx December 31 20xx

CASH/MONEY ACCOUNTS Total Est mated Est mated Est mated Est Annual

Descript on Quantity Cost Basis Market Pr ce Market Value Annual Income Yield%

CASH 93 0 93 200.93

CASH RESERVE FUND 97 391 00 97 391 00 1 0000 97,391.00 19 02

ISA BANK FUND 154 496 00 54 496 00 1 000 154,496.00 15 01

FDIC INSURED NOT SIPC COVERED

TOTAL 251 88793 252,087.93 34 01

OTHER MONEY MARKET MUTUAL FUNDS Cumulative Estimated

T a Es E T a C m nnual

Descr ption Quantity Cost Basis Market Pr ce Market Value Ga n/(Loss) Investment Return ($) Income

MONEY MARKET FUND B 1 316 426 3470 1 310 084 56 1 0008 1,317,479.49 7 394 93 1 310 084 7,395 1 250

CURRENT YIELD 0 09% SYMBOL: MNTLR INITIAL PURCHASE: 04/17/XX

TOTAL YIELD 09% 1 310 084 56 1,317,479.49 7 394 93 1,250

Other Money Market Mutual Funds includes money market mutual funds with a floating net asset va ue or whose trade settlement occurs on the business day after the trade date Money

market mutual funds whose trade settlement typically occurs on the same business day as the trade date w ll appear n the Cash/Money Accounts section

GOVERNMENT AND AGENCY SECURITIES Adjusted/Total Estimated Estimated Unrea ized Estimated Est mated

es r pt n Acquired Quantity Cost Basis Market Price Market Value Gain/(Loss) Accrued Interest Annual Income

TREASURY NOTE 12/20/20 223 000 222 190 26 26 99 7190 222,373 37 183 11 66 99 837

0 375% DEC 31 20XX MOODY'S: AAA S&P *** CUSIP: 000000025 ORIGINAL UNIT/TOTAL COST: 99 6368/222,190 26 CURRENT YIELD 0 37%

OHN Num

OUR TRUS AG COUN MENT O PAL

STMENTS D ec 0xx

y y

Ratings on ETPs are ntended o ass ss the h and other ness

a d at ns o o m r t w

p ocess nor ed by pro s w ll e y on erwise use the earch Ratings TPs as an inp ctor; and th iew p oce

p c n e t n a us y o h g b e M

ts aff liates

+ Debt Instruments purchased at a premium s ow amort zation q Deb Instrument purc sed t d scoun show accretion

Total va ues exc ude N/A items

Moody s and S& publ sh and provide third pa he credit enhan ran or) or t lone rat ng

e unde y n

✦ C s b c n o

he ng p s y h u W

n a

YOUR TRUST MANAGEMENT ACCOUNT STATEMENT OF INCOME INVESTMENTS

CASH/MONEY ACCOUNTS Total Estimated Estimated Estimated Est Annual

Description Quantity Cost Basis Market Price Market Value Annual Income Yie d%

CASH RESERVE FUND 97 391 00 97 391 00 1 0000 97,391.00 19 02

SA BANK FUND 52 106 00 52 106 00 1 0000 52,106.00 5 01

FDIC NSURED NOT SIPC COVERED

TOTAL 149 497 00 149,497.00 24 01

8. Trust management account statement

of principal investments

This section is a comprehensive list of principal

investments within a Trust Management Account.

You’ll see important tax lot, price and valuation

information, and subtotals by asset type. There’s

also a calculation for the estimated accrued

interest and yield for each investment category.

9. Trust management account statement

of income investments

This section lists any income investments within

the account. You’ll see tax lot, price and valuation

information, and subtotals by asset type. There’s

also a calculation for the estimated annual

income and yield for each investment category.

10. Trust management account transactions

Here you’ll find a record of the trust account

activity; the default setting organizes transactions

by category. If you wish, you can opt to receive

your account transaction activity listed in

chronological order.

YOUR TRUST MANAGEMENT ACCOUNT TRANSACTIONS December 01 20xx December 31 20xx

DIVIDENDS/INTEREST INCOME TRANSACTIONS Income Princ pal Income

Date Descr ption on Type Quantity Reinvestment Cash Cash Year To Date

Taxable Interest

12/21 TRSY NOTE Accrued Interest 428 60

1 500% NOV 30 20xx 01 500% INCOME ON SALE EXCD CUSIP NUM: 000000026

12/22 TREASURY NOTE Accrued nterest (50 82)

0 375% DEC 31 20xx BUY ACCRUED INT EXCD CUSIP NUM: 000000025

12/30 ISA BANK FUND Interest 1 0000

INTEREST

12/30 ISA BANK FUND Interest 0 44

INTEREST FROM 12/01 THRU 12/30

12/30 BANK DEPOSIT SHARE INTEREST Income Total 1 00

Subtotal (Taxab e Interest) 379.22 935.95

001 0000

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JOHN Q CUSTOMER TRUST Account Number: 1X1 11X13

YOUR TRUST MANAGEMENT ACCOUNT TRANSACTIONS December 01 20xx December 31 20xx

SECURITY TRANSACTIONS

TRANSACTIONS CONDUCTED HE APPLICABLE WRITTEN AGREEMENT

Settlement/ Transaction Commissions/ Income Principal

Trade Date Descript on Transaction Type Quantity Amount Trading Fees Cash Cash

Purchases

12/22 TREASURY NOTE Purchase 223 000 0000 (222 246 43) (5 35) (222 190 26)

12/20 0 375% DEC 31 20xx SUBSCRIPTION EXCD CUS NO 000000025 UNIT PRICE 99 6368

Subtotal (Purchases) (222,246.43) (5.35) (222,190.26)

Sales

12/21 TRSY NOTE Sale 200 000 0000 209 646 90 209 218 30

12/19 1 500% NOV 30 20xx 01 500% REDEEMED EXCD CUS NO 000000026 UNIT PRICE 104 6092

12/27 INTERNATIONAL EQUITY FUND Sale 1079410 7 386 40 7 386 40

12/24 INVESTORS FUND CL A REDEEMED FRAC SHR QUANTITY 062 CUS NO 000000028 UNIT PRICE 68 4300

12/27 INTERNATIONAL EQUITY FUND Sale 3 1210 213 56 213 57

12/24 INVESTORS FUND CL A REDEEMED CUS NO 000000028 UNIT PRICE 68 4300

Subtotal (Sales) 217,246.86 213.57 216,604.70

Other Security Transactions

12/07 TREASURY B LL Redempt on 50 000 0000 50 000 00

ZERO% DEC 07 20xx REDEEMED PAY DATE 12/07/20xx INTEREST: 3 00

Subtotal (Other Security Transactions) 50,000.00

TOTAL (4,999.57) (5.35) 213.57 44,414.44

REALIZED GAINS/(LOSSES)

Acquired Liqu dation Gains/(Losses)

✪

Descript on Quant ty Date Date Sale Amount Cost Basis This Statement Year to Date

TSY NOTE 1 500% NOV 30 20xx 200 000 0000 12/17/19 12/19/20 209 218 30 198 11750 11 100 80

NTERNATIONAL EQUITY FUND 107 9410 09/29/00 12/24/20 7 386 40 3 663 77 3 722 63

Subtotal (Long Term) 14,823 43 29,388 42

NTERNATIONAL EQUITY FUND 3 1210 09/17/20 12/24/20 213 57 192 79 20 78

Subtotal (Short Term) 20 78 20 78

TOTAL 216,818.27 201,974.06 14,844.21 29,409.20

✪ Excludes transactions or which we have insuff cient data

11. Dividends/Interest income transactions

Here’s a summary of the dividends, interest and

accrued interest received/paid for the statement

period and year to date, including income cash

and principal cash. For tax-reporting purposes,

dividends and interest are noted as either

taxable or tax-exempt. A footnote may appear to

highlight dividends that may be subject to long-

term capital gain distribution.

12. Security transactions

In addition to purchases, sales and redemptions,

this section includes information on income cash

and principal cash and subtotals.

13. Transaction amount

This column provides the ability to display Debit/

Credit with Commission/Trading Fees.

14. Commission/Trading fees*

This column displays the costs related to security

purchases and sales, for example, mutual funds —

front end load sales charges and equity commissions.

The Total Amount w ll align to Cash Flow.

* Important: The following trading-related fees are not broken out in the “Commissions

& Trading fees” section listed in this column, but would be included in the total cost of

the transaction: Costs incurred in any purchase of new-issue securities; fixed income

securities — any markups or markdowns for fixed income trades; underwriting discounts;

selling concessions; trading profits and/or structuring charges paid to or earned by the firm for

equities, fixed income, preferred securities; certificates of deposit; market-linked investments;

unit investment trusts (UITs); and closed-end funds; option / futures premiums and / or clearing

fees; Private equity placement fees and fractional share-related fees.

You receive only relevant information (continued)

001 0000

47 of 54

JOHN Q CUSTOMER TRUST

Account Number: 1X1 11X13

YOUR TRUST MANAGEMENT ACCOUNT TRANSACTIONS

December 01 20xx December 31 20xx

CASH/OTHER TRANSACTIONS (continued)

Date Descr ption Transaction Type Quantity Income Cash Principal Cash

Other Debits/Credits

12/20 P603 DISBURSEMENT Disbursement (2 000 00)

DISTRIBUT ON OF FUNDS TO BENEF CIARY PER STLOA INSTRUCT ONS DATED 8/5/2018 DEPOSIT CHECKING ********0001 MARY CUSTOMER

12/22 I164 FUNDS MVMT TO ANOTHER Transfer / Adjustment (750 00)

FUNDS MVMT TO ANOTHER TRUST SAME ENTITY TRANSFER

12/24 I640 TRANSFER OF FUNDS Portfolio Adjustment (750 00)

ADJ NON RPT FROM NCOME TO COVER NEGATIVE CASH BALANCE

12/24 P619 TRANSFER OF FUNDS Portfolio Adjustment 750 00

ADJ NON RPT TO PR NC PAL TO COVER NEGATIVE CASH BALANCE

12/29 GOVERNMENT SECURITY 3

■

Pr ncipal Payment (491 75)

PRIN PAYMENT RECORD DATE: 11/30/20xx PAY DATE 12/30/20xx

12/29 FOREIGN EQUITY HOLD NG Foreign Tax Withho ding (44 57)

FGN TAX DIV PAY DATE 12/30/20xx

12/29 FOREIGN EQUITY HOLD NG Depos tory Bank (ADR) Fee (2 10)

3rd Pty Forgn Div Tax Prcs Fee DEPOSITORY BANK SVCE FEE

12/29 FEDERAL INCOME TAX 20xx Federal Income Tax (6 784 00)

FED INCOME TAX FOURTH QUARTER ESTIMATED TAX PAYMENT PAID BY EFTPS

Subtotal (Other Debits/Credits) (1,500.00) (10,665.42)

NET TOTAL (1,500.00) (4,165.42)

TRUST SERVICES (TMA) FEES

Date Description Fee Type Quantity Income Cash Pr ncipal Cash

12/01 MUTUAL FUND REBATE TMA Fee Rebate 7 45

APPLIED TO PRINC PAL

12/01 MUTUAL FUND REBATE TMA Fee Rebate 7 45

APPLIED TO INCOME

12/05 US TRUST FEE PERIOD OF TMA Fee (599 19)

10/28/20xx TO 11/30/20xx APPLIED TO PRINCIPAL BASED ON AVG MKT VAL OF $4 406 600 02

12/05 US TRUST FEE PERIOD OF TMA Fee (599 18)

10/28/20xx TO 11/30/20xx APPLIED TO INCOME BASED ON AVG MKT VAL OF $4 406 600 02

12/09 US TRUST OIL GAS MINERAL Service Fee (50 00)

DETAILED STATEMENT MAILED SEPARATELY OIL AND GAS RECURR NG FEE

12/09 US TRUST OIL GAS MINERAL Service Fee (50 00)

DETAILED STATEMENT MAILED SEPARATELY OIL AND GAS RECURR NG FEE

Net Total (641.73) (641.74)

15. Trust services (TMA) fees

This section includes fees associated with TMA

accounts except Style Manager expenses.

JOHN Q CUSTOMER TRUST Account Number: 1X1 11X13

YOUR TRUST MANAGEMENT ACCOUNT TRANSACTIONS December 01 20xx December 31 20xx

STYLE MANAGER FEES

Date Description Fee Type Quant ty ncome Cash Princ pal Cash

12/05 ML SPA FEE 4Q20xx Advisory Program Fee (2 121 90)

APPLIED TO PRINC PAL

12/05 ML SPA FEE 4Q20xx Advisory Program Fee (2 121 89)

APPLIED TO INCOME

12/05 STYLE MGR FEE PERIOD OF Style Manager Fee (470 79)

10/28/20xx TO 11/30/20xx APPLIED TO PRINC PAL BASED ON AVG MKT VAL OF $4 406 600 02

12/05 STYLE MGR FEE PERIOD OF Style Manager Fee (470 79)

10/28/20xx TO 11/30/20xx APPLIED TO INCOME BASED ON AVG MKT VAL OF $4 406 600 02

NET TOTAL (2,592 68) (2,592.69)

16. Style manager fees

This section includes Style Manager expenses for

TMA accounts.

Additional reports help complete the picture

Other accounts and services

Depending on the nature of your linked account statements,

your statement may also contain complete details of the

following:

• Retirement accounts

• Investment Advisory Program accounts

• Loan Management Account®

• Trust Management Account

• College savings plan accounts

Performance Report

Accounts enrolled in the Investment Advisory Program will

receive an Annual Client Review package which includes

the Annual Performance Report (APR). The delivery of the

package will align to the time of the annual client review

with your financial advisor. Additionally your advisor

may elect to send a performance report at year-end or

quarter-end. You will receive these reports through the

mail or online, based on your delivery preference.

Managed accounts not enrolled in the Investment

Advisory Program will receive a Quarterly Performance

Report (QPR). Both the QPR and APR provide detailed

information on the rate of return for the account or

Account Group against its benchmark along with a

robust amount of additional analytics.

Fiscal Statement

If you have a Retirement Cash Management Account

(RCMA® account), Working Capital Management Account®

(WCMA® account), Endowment Management Account

(EMA® account), Business Investor Account (BIA) or

Trust Management Account (TMA), you are eligible to

receive an annual Fiscal Statement in addition to the

Merrillmonthly statement. The Fiscal Statement

is a comprehensive statement that combines 12 months

of activity and is generated once in a 12-month cycle

based on a fiscal plan month the client chooses.

Annual Consolidated Tax Reporting Statement

Each February, if you are eligible, you’ll receive a tax

reporting statement that contains account data to

help with tax-return preparation. The Consolidated Tax

Reporting Statement contains the following key features:

• A summary of taxable activities in your account and

a detailed chronological breakdown of reportable

transactions grouped by category. This section legally

substitutes for IRS Forms 1099-DIV, 1099-INT,

1099-OID, 1099-B and 1099-MISC.

• The Non-Reportable Income/Expense section goes

beyond providing the details of your transactions. It also

includes income and expenses that, although we do not

report to the IRS, can help with tax preparation.

CMA Visa Card Summary

This statement includes Check Summary and Visa Card

Transaction Summary sections that list all checks

numerically and all card transactions by date and category.

This statement also offers a month-by-month analysis

of all expenditures and includes preauthorized debits and

Web bill payments. Note: This statement will be provided if

there was any CMA Visa card or checking activity during the

reporting year and will only be available online. You must be

enrolled in the free

MyMerrill.com® or MerrillEdge® service

in order to be able to view, print or download this statement.

Supplemental Tax Information Statement

If you hold Widely Held Fixed Investment Trusts (WHFITS),

Real Estate Mortgage Investment Conduits (REMICs) and/

or collateral debt obligations (CDOs), in March you’ll receive

a Supplemental Tax Information statement that provides

a consolidated summary of gross income and expenses

for these securities.

Unless otherwise noted, all trademarks and registered trademarks are the property of BankofAmericaCorporation.

Visa is a registered trademark of Visa International Service Association.

To learn about BankofAmerica’s environmental goals and initiatives, go to bankofamerica.com/environment.

Leaf icon is a registered trademark of BankofAmerica Corporation.