*
Not all share classes may be offered by a Fund.
DEALER’S COMPENSATION AND CDSCs ON CLASS A SHARE PURCHASES WITHOUT A FRONT-END SALES CHARGE
Net Asset Value (NAV) Purchases Subject to Dealer
Concessions: Dealers receive concessions on Class A share
purchases made within a 12-month period beginning with the
first NAV purchase under the following circumstances:
• Purchase of $250,000 or more of Funds in Table C, $500,000 or
more of Funds in Table B or $1,000,000 or more in Table A.
• Purchases by retirement and benefit plans with at least
100 eligible employees if such retirement and benefit plan
held Class A shares of the fund as of the close of business
on December 31, 2015.
• Class A shares are only available for investment by retirement
and benefit plans under certain circumstances as provided in
the prospectus.
The concession rate resets on each anniversary date of the initial
NAV purchase, provided that the account continues to qualify for
treatment at NAV.
Collection of CDSC: CDSC is determined based upon the fund
purchased and carries upon exchange. Class A shares purchased
without a sales charge will be subject to a CDSC (as noted in the
above tables) if the dealer receives a concession with respect to
the purchase. For alliance arrangements involving financial intermedi-
aries offering multiple fund families to retirement or benefit plans, the
CDSC will normally be collected only when a plan effects a complete
redemption of all or substantially all shares of all Lord Abbett funds
in which the plan is invested. Concessions may not be paid with
respect to alliance arrangements unless Lord Abbett Distributor can
monitor the applicability of the CDSC.
SALES CHARGES AND COMMISSION SCHEDULE*
1
The 12b-1 trail commission is 0.25% (accrues immediately) for all equity and multi-asset funds, excluding the Lord Abbett Convertible Fund, at all breakpoints except those with the sales charge
of “None”.
2
Class A shares of equity, multi asset, and taxable fixed income funds purchased at commissionable net asset value (NAV) will be eligible for a 12b-1 trail commission starting in the 13
th
month after purchase and will be subject to a CDSC of 1% if they are redeemed before the first day of the month in which the one-year anniversary of the purchase falls, including the Lord Abbett
Convertible Fund.
3
The 12b-1 trail commission is 0.15% (accrues immediately) for all taxable and non-taxable fixed-income funds, including the Lord Abbett Convertible Fund.
4
Class A shares of
the tax-free income funds purchased at commissionable net asset value (NAV) will be eligible for a 12b-1 trail commission starting in the 13
th
month after purchase and will be subject to a CDSC
of 1% if they are redeemed before the first day of the month in which the 18
th
month anniversary of the purchase falls.
TABLE B
MULTI-ASSET FUNDS
1
TAXABLE FIXED-INCOME FUNDS
3
Single Purchase Sales Charge
Dealer’s
Concession
Less than $100,000 2.25% 2.00%
$100,000 to $249,999 1.75% 1.50%
$250,000 to $499,999 1.25% 1.00%
$500,000 to $999,999 None
2
1.00%
$1,000,000 to $5,000,000 None
2
1.00%
Next $5 million above that None
2
0.55%
Next $40 million above that None
2
0.50%
Over $50 million None
2
0.25%
CLASS A SHARES
TABLE A EQUITY FUNDS
1
Single Purchase Sales Charge
Dealer’s
Concession
Less than $50,000 5.75% 5.00%
$50,000 to $99,999 4.75% 4.00%
$100,000 to $249,999 3.95% 3.25%
$250,000 to $499,999 2.75% 2.25%
$500,000 to $999,999 1.95% 1.75%
$1,000,000 to $5,000,000 None
2
1.00%
Next $5 million above that None
2
0.55%
Next $40 million above that None
2
0.50%
Over $50 million None
2
0.25%
There is no up-front commission on purchases of the Lord Abbett U.S. Government &
Government Sponsored Enterprises Money Market Fund, but a contingent deferred sales
charge (CDSC) will be charged on shares exchanged from a Lord Abbett–sponsored fund that are
subject to a CDSC and that are subsequently redeemed. There is no up-front commission on
purchases of the Lord Abbett Ultra Short Bond Fund, but a contingent deferred sales
charge (CDSC) will be charged on shares exchanged from a Lord Abbett–sponsored fund that
are subject to a CDSC and that are subsequently redeemed. Lord Abbett Ultra Short Bond
Fund has a 12b-1 trail commission of 0.15% that accrues immediately.
TABLE C TAX-FREE INCOME FUNDS
3
Single Purchase Sales Charge
Dealer’s
Concession
Less than $100,000 2.25% 2.00%
$100,000 to $249,999 1.75% 1.50%
$250,000 to $499,999 None
4
1.00%
$500,000 to $999,999 None
4
1.00%
$1,000,000 to $5,000,000 None
4
1.00%
Next $5 million above that None
4
0.55%
Next $40 million above that None
4
0.50%
Over $50 million None
4
0.25%
CLASS F & I SHARES
• Available to eligible fee-based advisory programs, certain
registered investment advisers, and individual investors
through financial intermediaries that offer Class F or Class I
shares
• Purchases occur at NAV
• No up-front payment to dealer
• No CDSC
CLASS R2 & R3 SHARES
• Available only to certain employer-sponsored retirement
and benefit plans
• Purchases occur at NAV
• 0.35% (R2) & 0.25% (R3) distribution fee and 0.25%
service fee (accrue immediately)
• No up-front payment to dealer
• No CDSC
CLASS R4 SHARES
• Available only to certain employer-sponsored retirement
and benefit plans
• Purchases occur at NAV
• 0.25% service fee (accrue immediately)
• No up-front payment to dealer
• No CDSC
CLASS R5 & R6 SHARES
• Available only to certain employer-sponsored retirement
and benefit plans
• Purchases occur at NAV
• No up-front payment to dealer
• No CDSC
The information provided is not directed at any investor or category of investors and is provided solely as general information about Lord Abbett’s products and services and to otherwise provide
general investment education. None of the information provided should be regarded as a suggestion to engage in or refrain from any investment-related course of action as neither Lord Abbett
nor its affiliates are undertaking to provide impartial investment advice, act as an impartial adviser, or give advice in a fiduciary capacity. If you are an individual retirement investor, contact your
financial advisor or other fiduciary about whether any given investment idea, strategy, product or service may be appropriate for your circumstances.
CLASS C SHARES
• Purchases occur at NAV and have a maximum account value of $500,000.
1
• 1% up-front payment to dealer
• Ongoing annual asset-based compensation accruing after 12 months for all purchases and dividend/capital gains reinvestments
of: 1%
2
for equity funds (except for Convetible Fund) and multi-asset funds (except for Multi-Asset Income Fund); 0.90%
3
for
Multi-Asset Income Fund; and 0.75%
4
for all fixed-income and municipal income funds (including Convertible Fund).
• A 1% CDSC for shares redeemed before the first anniversary of the purchase
• Effective June 30, 2020, Class C shares will convert automatically into Class A shares on the 25
th
day of the month (or, if the
25
th
is not a business day, the next business day thereafter) following the eighth anniversary of the month on which the
purchase order was accepted.
1
Class C purchases received in excess of this maximum will no longer be accepted. This maximum includes total account value across share classes A,
C, F, and P, in accordance with linking rules stated in a fund’s prospectus.
2
0.75% distribution fee and 0.25% service fee.
3
0.65% distribution fee and
0.25% service fee.
4
0.50% distribution fee and 0.25% service fee.
NOT FDIC INSURED–NO BANK GUARANTEE–MAY LOSE VALUE
FOR MORE INFORMATION: Lord Abbett Client Service: 888-522-2388
|
Visit us at: lordabbett.com
Lord Abbett mutual fund shares are distributed by LORD ABBETT DISTRIBUTOR LLC
90 Hudson Street, Jersey City, NJ 07302-3973
Carefully consider the investment objectives, risks, charges, and expenses of the Lord Abbett funds. This and other
important information is contained in the Fund’s summary prospectus and/or prospectus. To obtain a prospectus or
summary prospectus on any Lord Abbett mutual fund, contact Lord Abbett Distributor LLC at 888-522-2388 or visit us
at lordabbett.com. Read the prospectus carefully before you invest.
Copyright © 2022 by Lord Abbett Distributor LLC. All rights reserved.
LA-COMM-FLY
(02/22)
