1
Sales Charges Information – Hartford Mutual Funds
Classes of Shares
INVESTOR REQUIREMENTS
This section describes investor requirements for each class of shares offered by Hartford mutual funds.
1
Each Hartford mutual
fund (each a “Fund” and collectively, the “Funds”) may, in its sole discretion, modify or waive the eligibility requirements for
purchases of any class of its shares. Each Fund offers the classes of shares listed in that Fund's prospectus and not all share
classes discussed below may be available for a Fund. Please see a Fund’s prospectus for more information.
Class A Shares – Class A shares are generally available for purchase by all investors other than retirement plans except as
described below. Purchases of Class A shares by certain retirement plans are permitted under the following circumstances:
•
If the plan is one of the following types of retirement plans and the plan was invested in or was offered as an investment
option Class A shares of a Hartford mutual fund at net asset value on or before June 30, 2007: (a) an employer-
sponsored retirement plan with at least 100 participants or $500,000 in plan assets; (b) a retirement plan that buys
Fund shares through a group variable funding agreement that was issued by Hartford Life Insurance Company; or (c)
a retirement plan for which Hartford Life Insurance Company or its affiliate served as plan administrator;
•
If the plan is an employer-sponsored retirement plan held directly at a broker-dealer (that is, outside of a retirement
plan recordkeeping platform or third party administrator). Such retirement plans may purchase Class A shares, subject
to all applicable sales charges as described in a Fund's prospectus; or
•
If the plan was a shareholder of Advisor Class shares of a Hartford Schroders Predecessor Fund prior to the date of the
reorganization of the Hartford Schroders Predecessor Fund into a Fund and received Class A shares of the Fund as a
result of such reorganization and wishes to purchase additional Class A shares in the same account.
The exceptions noted above related to investments by retirement plans may not be available for all Funds that offer Class A
shares. Please see a Fund’s prospectus for more information.
Class A shares are not available for purchase by accounts for which no broker-dealer or other financial intermediary is
specified, except under the following circumstances: (i) purchases by shareholders who have an existing account without a
broker-dealer or financial intermediary as of the close of business on March 31, 2022 to add to their existing Fund account
through subsequent purchases, through exchanges from other Hartford mutual funds, or through conversions of another
share class in the Fund for Class A shares in the same Fund; (ii) purchases by shareholders in an Orphaned Account (as defined
below); or (iii) purchases through reinvestment of dividends or capital gains distributions.
Certain shareholder accounts are maintained with the transfer agent and list a broker-dealer of record (“Prior Broker-Dealer
of Record”), and if, subsequently, such Prior Broker-Dealer of Record resigns from the account resulting in such account being
held directly with the transfer agent without a new broker-dealer of record for such account, then such account would be
referred to as an “Orphaned Account.”
Class A shares have a minimum investment requirement of $2,000 ($5,000 for Hartford Emerging Markets Local Debt Fund,
Hartford Schroders Emerging Markets Multi-Sector Bond Fund, and Hartford Real Asset Fund) for all accounts except: $250,
if establishing an Automatic Investment Plan (“AIP”), with recurring monthly investments of at least $50.
C
lass C Shares – Class C shares are generally available for purchase by all investors other than retirement plans. Class C shares
are not available for purchase by accounts for which no broker-dealer or other financial intermediary is specified. Any such
purchase received by the Funds’ transfer agent for Class C shares for such accounts will be rejected.
Class C shares have a minimum investment requirement of $2,000 ($5,000 for Hartford Emerging Markets Local Debt Fund,
Hartford Schroders Emerging Markets Multi-Sector Bond Fund, and Hartford Real Asset Fund) for all accounts except: $250,
if establishing an AIP, with recurring monthly investments of at least $50.
1
This document does not apply to the Hartford HLS Funds.
2
Class I Shares – Class I shares are offered:
•
through financial intermediaries who charge such clients a fee for advisory, investment, consulting or similar services,
•
through financial intermediaries that have entered into an agreement with Hartford Funds Distributors, LLC (the
“Distributor”) to offer Class I shares,
•
to institutional investors, which include but are not limited to: family offices and their clients; non-profit organizations,
charitable trusts, foundations and endowments; and accounts registered to bank trust departments, trust companies,
registered investment advisers and investment companies, and
•
to current or retired officers, directors and employees (and their spouse (or legal equivalent recognized under state
law) and any children under 21) of the Funds, The Hartford, the sub-adviser(s) to the Funds, Hartford Administrative
Services Company, and their affiliates.
Certain Funds sub-advised by Schroder Investment Management North America Inc.: Class I shares are also offered to
investors who held Investor Class shares of a Hartford Schroders Predecessor Fund prior to the date of the reorganization of
the Hartford Schroders Predecessor Fund into a Fund and received Class I shares of the Fund as a result of such reorganization
and who wish to purchase additional Class I shares in the same account.
Class I shares are not available to qualified employee benefit plans and other retirement savings plans. This restriction does
not apply to qualified employee benefit plans (such as a health savings account or health savings plan) offered to current or
retired officers, directors and employees (and their spouse (or legal equivalent recognized under state law) and any children
under 21) of the Funds, The Hartford, the sub-adviser(s) to the Funds, Hartford Administrative Services Company, and their
affiliates. Class I shares have a minimum investment requirement of $2,000 ($5,000 for Hartford Emerging Markets Local Debt
Fund, Hartford Schroders Emerging Markets Multi-Sector Bond Fund, and Hartford Real Asset Fund) for all accounts except:
$250, if establishing an AIP, with recurring monthly investments of at least $50.
Class R3, Class R4, Class R5, and Class R6 Shares – Class R3, R4, R5 and R6 shares are available only to 401(k) plans, 457 plans,
employer-sponsored 403(b) plans, profit-sharing and money purchase pension plans, defined benefit plans, nonqualified
deferred compensation plans, health savings plans, health savings accounts, funded welfare benefit plans (e.g., Voluntary
Employees’ Beneficiary Association (VEBA) and Other Post-Employment Benefits (OPEB) plans) and thrift savings plans. Class
R3, R4, R5 and R6 shares generally are available only where the shares are held on the books of the Fund through omnibus
accounts (either at the plan level or at the level of the financial services firm). Class R3, R4, R5 and R6 shares are not available
to retail non-retirement accounts, Traditional and Roth Individual Retirement accounts (IRAs), Coverdell Education Savings
Accounts, SEPs, SARSEPs, SIMPLE IRAs and individual 403(b) plans.
Class SDR Shares – Class SDR Shares are available for purchase by eligible institutional investors, including employer
sponsored retirement plans, pension plans, endowments and foundations, and eligible high net worth investors. SDR shares
are also available for purchase by health savings plans, health savings accounts, funded welfare benefit plans (e.g., Voluntary
Employees’ Beneficiary Association (VEBA) and Other Post-Employment Benefits (OPEB) plans) and thrift savings plans. SDR
shares are also available for purchase by current or retired officers, trustees and employees (and their spouses and
dependents) of Schroders plc and its affiliates without minimum investment amounts. The minimum initial investment in a
Fund for SDR shares is $5,000,000 and there is no minimum for additional purchases of SDR shares of a Fund. Investors
generally may meet the minimum initial investment amount by aggregating multiple accounts with common beneficial or
related ownership within a Fund or across SDR shares of the Funds and other Hartford mutual funds. Notwithstanding the
preceding, there is no minimum initial investment for the following types of plans or accounts held through plan level or
omnibus accounts on the books of a Fund: 401(k) plans, 457 plans, employer-sponsored 403(b) plans, profit-sharing and
money purchase pension plans, defined benefit plans, nonqualified deferred compensation plans, health savings plans, health
savings accounts, funded welfare benefit plans (e.g., Voluntary Employees’ Beneficiary Association (VEBA) and Other Post-
Employment Benefits (OPEB) plans), and thrift savings plans.
Hartford Schroders Core Fixed Income Fund (“Core Fixed Income Fund”): Class SDR shares are also offered to investors who
held R6 Class shares of the Core Fixed Income Fund’s Predecessor Fund prior to the date of the reorganization of the
Predecessor Fund into the Core Fixed Income Fund and received Class SDR shares of the Core Fixed Income Fund as a result of
such reorganization and who wish to purchase additional Class SDR shares in the same account.
3
Class Y Shares – Class Y shares are offered:
•
through financial intermediaries who charge such clients a fee for advisory, investment, consulting or similar services;
•
through financial intermediaries that have entered into an agreement with the Distributor to offer Class Y shares
through a no-load network or platform (as discussed below under “Commissions and Transaction Fees”, a financial
intermediary may require you to pay a commission when buying and selling such “no-load” shares); and
•
to institutional investors, which include but are not limited to: family offices and their clients; non-profit organizations,
charitable trusts, foundations and endowments; and accounts registered to bank trust departments, trust companies,
registered investment advisers and investment companies.
Core Fixed Income Fund: Class Y shares are also offered to investors who held Investor Class shares of the Core Fixed Income
Fund’s Predecessor Fund prior to the date of the reorganization of the Predecessor Fund into the Core Fixed Income Fund and
received Class Y shares of the Core Fixed Income Fund as a result of such reorganization and who wish to purchase additional
Class Y shares in the same account.
Class Y shares have an investment minimum of $250,000, which is waived when the shares are purchased through omnibus
accounts (or similar types of accounts). The investment minimum for Class Y shares does not apply to qualified employee
benefit plans and other retirement savings plans.
Class Y shares are no longer available to new qualified employee benefit plans and other retirement savings plans, except as
indicated below. Purchases of Class Y shares by certain retirement plans are permitted under the following circumstances: (i)
purchases by qualified employee benefit plans and other retirement savings plans that held Class Y shares of any Hartford
mutual fund as of close of business on March 29, 2019; (ii) purchases through reinvestment of dividends; (iii) purchases by
qualified employee benefit plans and other retirement savings plans that have been pre-approved by the Distributor to
purchase Class Y shares; and (iv) purchases, including through reinvestment of dividends, by qualified employee benefit plans
and other retirement savings plans that received shares of the Fund as part of a reorganization.
Class F Shares – Class F shares are generally only available through financial intermediaries that have entered into an
appropriate agreement to sell Class F shares of a Fund. However, purchases by affiliated investment companies, purchases
by 529 plans or purchases of $1,000,000 or more of Class F shares may be made directly through the Funds’ transfer agent.
Class F shares are not available to retirement plans. Class F shares do not have a minimum initial investment requirement
when the shares are purchased through omnibus accounts (or similar types of accounts). All other eligible investors must
meet the minimum initial investment requirement of at least $1,000,000 in Class F shares of a Fund, except for affiliated
investment companies and 529 plans. Each Fund reserves the right in its sole discretion to waive the minimum initial
investment requirement.
CHOOSING A SHARE CLASS
Each share class has its own cost structure, allowing you to choose the one that best meets your needs. Please see the
applicable prospectus for more information. When you choose your class of shares, you should consider a number of factors,
including the size of your investment and how long you plan to hold your shares, the expenses borne by each class, any front-
end sales charge or contingent deferred sales charge (“CDSC”) applicable to a class and whether you qualify for any reduction
or waiver of sales charges, and the availability of the share class for purchase by you. Certain classes have higher expenses
than other classes, which may lower the return on your investment when compared to a less expensive class. The Funds, the
Funds’ transfer agent, and the Distributor do not provide investment advice. Please contact your financial intermediary to
determine which share class may be appropriate for you.
In making yo
ur decision regarding which share class may be best for you to invest in, please keep in mind that your financial
intermediary or plan administrator may receive different compensation depending on the share class you buy and different
share classes may offer you different services. You should consult with your financial intermediary about the comparative
pricing and features of each share class, the services available for shareholders in each share class, the compensation that
your financial intermediary will receive in connection with each share class and other factors that may affect your decision
about the best share class to buy.
Each of Class A, Class C, Class R3 and Class R4 shares has adopted a Rule 12b-1 plan that allows that class to pay distribution
and service fees for the sale and distribution of its shares and for providing services to shareholders. Because these fees are
paid out of a Fund’s assets on an ongoing basis, over time these fees will increase the cost of your investment and may cost
you more than paying other types of sales charges.
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FRONT-END SALES CHARGE
DEFERRED SALES CHARGE (LOAD)
DISTRIBUTION AND SERVICE
(12b-1) FEES
*
CLASS A
Described under “How
Sales Charges are
Calculated”
Described under “How Sales
Charges are Calculated”
0.25%
CLASS C
**
None
1.00% on shares sold within one
year of purchase
1.00%
CLASS I
None
None
None
CLASS R3
None
None
0.50%
CLASS R4
None
None
0.25%
CLASS R5
None
None
None
CLASS R6
None
None
None
CLASS SDR
None
None
None
CLASS Y
None
None
None
CLASS F
None
None
None
* As a percentage of the Fund’s average net assets
** Automatic conversion of Class C shares to Class A shares after 8 years, thus reducing future annual expenses (certain exclusions may apply).
COMMISSIONS AND TRANSACTION FEES. You may be required to pay a commission to your financial intermediary when
buying or selling Class I, Class R6, Class Y, Class F or Class SDR shares. The Funds make available other share classes that have
different fees and expenses, which are disclosed and described in a Fund’s prospectus. Please contact your financial
intermediary for more information on commissions. Although the Funds do not charge a transaction fee, you may be charged
a fee by financial intermediaries for the purchase or sale of a Fund’s shares through that financial intermediary. This
transaction fee is separate from any sales charge that a Fund may apply. Please contact your financial intermediary for more
information on transaction fees.
5
HOW SALES CHARGES ARE CALCULATED
Class A Shares. The tables below present the front-end sales charge as a percentage of both the offering price and the net
amount invested and commissions to dealers as a percentage of the offering price.
For All Funds that offer Class A shares other than Hartford Balanced Income Fund (for purchases on or after April 1, 2024),
Hartford AARP Balanced Retirement Fund, Hartford Dynamic Bond Fund, Hartford Emerging Markets Local Debt Fund,
Hartford Floating Rate Fund, Hartford High Yield Fund, Hartford Inflation Plus Fund, Hartford Low Duration High Income Fund,
Hartford Municipal Opportunities Fund, Hartford Municipal Short Duration Fund, Hartford Short Duration Fund, Hartford
Strategic Income Fund, Hartford Sustainable Municipal Bond Fund, Hartford Total Return Bond Fund, Hartford World Bond
Fund, Hartford Schroders Emerging Markets Multi-Sector Bond Fund, and Hartford Schroders Tax-Aware Bond Fund, the
following schedule applies:
YOUR INVESTMENT
FRONT-END SALES CHARGE
AS A PERCENTAGE OF
OFFERING PRICE
AS A PERCENTAGE OF NET
DEALER COMMISSION -AS A
PERCENTAGE OF OFFERING
PRICE
Less than $50,000
5.50%
4.75%
$50,000 - $99,999
4.50%
4.00%
$100,000 - $249,999
3.50%
3.00%
$250,000 - $499,999
2.50%
2.00%
$500,000 - $999,999
2.00%
1.75%
$1 million or more
(1)
0%
See below
Fo
r Hartford Balanced Income Fund for purchases on or after April 1, 2024, the following schedule applies:
YOUR INVESTMENT
FRONT-END SALES CHARGE
AS A PERCENTAGE OF
OFFERING PRICE
AS A PERCENTAGE OF NET
DEALER COMMISSION -AS A
PERCENTAGE OF OFFERING
PRICE
Less than $50,000
5.50%
4.75%
$50,000 - $99,999
4.50%
4.00%
$100,000 - $249,999
3.50%
3.00%
$250,000 or more
(2)
0%
See below
F
or Hartford AARP Balanced Retirement Fund, Hartford Dynamic Bond Fund, Hartford Emerging Markets Local Debt Fund,
Hartford High Yield Fund, Hartford Inflation Plus Fund, Hartford Municipal Opportunities Fund, Hartford Municipal Short
Duration Fund, Hartford Strategic Income Fund, Hartford Sustainable Municipal Bond Fund, Hartford Total Return Bond Fund,
Hartford World Bond Fund, Hartford Schroders Emerging Markets Multi-Sector Bond Fund and Hartford Schroders Tax- Aware
Bond Fund, the following schedule applies:
YOUR INVESTMENT
FRONT-END SALES CHARGE
AS A PERCENTAGE OF
OFFERING PRICE
FRONT-END SALES CHARGE
AS A PERCENTAGE OF NET
INVESTMENT
DEALER COMMISSION – AS
A PERCENTAGE OF
OFFERING PRICE
Less than $50,000 4.50% 4.71% 3.75%
$50,000 - $99,999 4.00% 4.17% 3.50%
$100,000 - $249,999 3.50% 3.63% 3.00%
$250,000 - $499,999 2.50% 2.56% 2.00%
$500,000 - $999,999 2.00% 2.04% 1.75%
$1 million or more
(1)
0% 0% See below
6
For Hartford Floating Rate Fund and Hartford Low Duration High Income Fund, the following schedule applies:
YOUR INVESTMENT
FRONT-END SALES CHARGE
AS A PERCENTAGE OF
OFFERING PRICE
FRONT-END SALES CHARGE
AS A PERCENTAGE OF NET
INVESTMENT
DEALER COMMISSION – AS
A PERCENTAGE OF
OFFERING PRICE
Less than $50,000
3.00%
3.09%
2.50%
$50,000 - $99,999
2.50%
2.56%
2.00%
$100,000 - $249,999
2.25%
2.30%
1.75%
$250,000 - $499,999
1.75%
1.78%
1.25%
$500,000 - $999,999
1.25%
1.27%
1.00%
$1 million or more
(1)
0%
0%
See below
For Hartford Short Duration Fund, the following schedule applies:
YOUR INVESTMENT
FRONT-END SALES CHARGE
AS A PERCENTAGE OF
OFFERING PRICE
FRONT-END SALES CHARGE
AS A PERCENTAGE OF NET
INVESTMENT
DEALER COMMISSION - AS
A PERCENTAGE OF
OFFERING PRICE
Less than $250,000
2.00%
2.04%
1.50%
$250,000 - $499,999
1.50%
1.52%
1.00%
$500,000 or more
(3)
0%
0%
See below
(1)
Investments of $1 million or more in Class A shares may be made with no front-end sales charge. However, if you qualify to purchase your Class A
shares without any sales charge and you redeem those shares within 18 months of the purchase, you may pay a CDSC of 1.00% on any Class A shares
sold with respect to each Fund, except Hartford Municipal Opportunities Fund, Hartford Total Return Bond Fund, and Hartford Schroders Tax-Aware
Bond Fund, and with respect to Hartford Municipal Opportunities Fund, Hartford Total Return Bond Fund, and Hartford Schroders Tax-Aware Bond
Fund, you may pay a CDSC of 0.75% on any Class A shares sold. For purposes of the CDSC, all purchases made during a calendar month are counted as
having been made on the first day of that month. The amount of any CDSC is based on the lesser of the original purchase cost or the current market
value of the shares being sold and is not charged on shares you acquired by reinvesting your dividends and capital gains distributions. Each time yo
u
p
lace a request to sell shares, we will first sell any shares in your account that are not subject to a CDSC. This CDSC will not apply where the selling
broker dealer was not paid a commission.
(2)
Investments of $250,000 or more in Class A shares may be made with no front-end sales charge. However, if you qualify to purchase your Class A shares
without any sales charge and you redeem those shares within 18 months of the purchase, you may pay a CDSC of 0.50% on any Class A shares sold.
For purposes of this CDSC, all purchases made during a calendar month are counted as having been made on the first day of that month. The amount
of any CDSC is based on the lesser of the original purchase cost or the current market value of the shares being sold and is not charged on shares you
acquired by reinvesting your dividends and capital gains distributions. Each time you place a request to sell shares we will first sell any shares in your
account that are not subject to a CDSC. This CDSC will not apply where the selling broker dealer was not paid a commission.
(3)
Investments of $500,000 or more in Class A shares may be made with no front-end sales charge. However, if you qualify to purchase your Class A shares
without any sales charge and you redeem those shares within 18 months of the purchase, you may pay a CDSC of 0.75% on any Class A shares sold.
For purposes of this CDSC, all purchases made during a calendar month are counted as having been made on the first day of that month. The amount
of any CDSC is based on the lesser of the original purchase cost or the current market value of the shares being sold and is not charged on shares you
acquired by reinvesting your dividends and capital gains distributions. Each time you place a request to sell shares we will first sell any shares in your
account that are not subject to a CDSC. This CDSC will not apply where the selling broker dealer was not paid a commission.
In order to determine the dollar amount of the sales charges you pay, we multiply the applicable percentage by the dollar
amount of your desired investment. The total dollar amount of the sales charge is rounded to two decimal places using
standard rounding criteria and is included in the public offering price of a Fund. Your total purchase amount is then divided
by the Fund’s per share public offering price to determine the number of shares you receive in the Fund. This number is
rounded to three decimal places using standard rounding criteria. Because of this rounding, the front-end sales charge you
pay, when expressed as a percentage of the offering price, may be higher or lower than the amount stated in a Fund's fee
table (as illustrated in the table above).
F
or example, you want to invest $100.00 in Class A shares of a Fund. Assume the shares have a public offering price of $15.72
(includes front-end sales charge), a total net asset value of $14.86, and a front-end sales charge of 5.50%. The total dollar
amount of the sales charge would be $5.48; the total net asset value of the shares purchased would be $94.52; and the total
number of shares purchased would equal 6.361 shares. Therefore, the calculated sales charge rate is 5.48% (sales charge paid
divided by the net investment). Please note that this example is a hypothetical and is not intended to represent the value of
any Fund.
The Distributor may pay up to the entire amount of the sales commission to particular broker-de
alers. With respect to each
Fund, except Hartford Balanced Income Fund, Hartford Floating Rate Fund, Hartford High Yield Fund, Hartford Low Duration
High Income Fund, Hartford Municipal Opportunities Fund, Hartford Short Duration Fund, Hartford Total Return Bond Fund,
and Hartford Schroders Tax- Aware Bond Fund, the Distributor may pay dealers of record commissions on purchases of $1
7
million or more in an amount of up to 1.00% on the first $10 million, 0.50% of the next $30 million, and 0.25% of share
purchases over $40 million.
With respect to The Hartford Balanced Income Fund for purchases prior to April 1, 2024, the Distributor may pay dealers of
record commissions on purchases of $1 million or more in an amount of up to 1.00% on the first $10 million, 0.50% of the
next $30 million, and 0.25% of share purchases over $40 million. With respect to The Hartford Balanced Income Fund for
purchases on or after April 1, 2024, the Distributor may pay dealers of record commissions on purchases of $250,000 or more
in an amount of up to 0.50% on the first $40 million and 0.25% of share purchases over $40 million.
With respect to Hartford Floating Rate Fund, Hartford High Yield Fund, and Hartford Low Duration High Income Fund, the
Distributor may pay dealers of record commissions on purchases of $1 million or more in an amount of up to 1.00% on
the first $4 million,
0.50% of the next $6 million, and 0.25% of share purchases over $10 million.
With respect to Hartford Short Duration Fund, the Distributor may pay dealers of record commissions on purchases of
$500,000 or more in an amount of up to 0.75% on the first $4 million, 0.50% of the next $6 million, and 0.25% of share
purchases over $10 million.
With respect to Hartford Municipal Opportunities Fund, Hartford Total Return Bond Fund, and Hartford Schroders Tax-Aware
Bond Fund, the Distributor may pay dealers of record commissions on purchases of $1 million or more in an amount of up to
0.75% on the first $10 million, 0.50% of the next $30 million, and 0.25% of share purchases over $40 million.
These commission schedules may also apply to certain sales of Class A shares made to investors that qualify under some of
the categories listed under “Front-End Sales Charge Waivers for Class A Shares” in a Fund’s prospectus. Commissions are
based on cumulative investments over the life of the account with no adjustment for redemptions, transfers, or market
declines.
Retirement plans that owned or were offered Class A shares on or before June 30, 2007 are not subject to the Class A shares’
commission schedule and CDSC.
You may qualify for a reduced sales charge, or the sales charge may be waived, as described under “Sales Charge Reductions
and Waivers for Class A and Class C Shares.”
Descriptions of any financial intermediary specific sales charge waivers and
discounts are set forth in Appendix A to the prospectuses.
Class C Shares. Class C deferred sales charges are listed below. No CDSC is charged on shares acquired through reinvestment
of dividends and capital gains distributions. The CDSC is based on the original purchase cost or the current market value of
the shares being sold, whichever is less. A front-end sales charge is not assessed on Class C shares.
1st year 1.00%
For purposes of the Class C CDSC, all purchases made during a calendar month are counted as having been made on the first
day of that month.
Please note that for purposes of the expense examples and performance returns shown in each Fund's
prospectus, the figures include the effect of Class C CDSC as if it had been incurred prior to the expiration of the applicable
period. Each time you place a request to sell shares, we will first sell any shares in your account that are not subject to a CDSC.
When you request a redemption, the amount withdrawn from your account will equal the specified dollar amount of the
redemption request plus the dollar amount of any applicable CDSC.
If you do not want any additional amount withdrawn
from your account to cover the CDSC due, please indicate that the applicable CDSC should be withdrawn from the total
distribution amount requested.
Additional Information Regarding the CDSC with respect to Class A and Class C Shares. Proceeds from the CDSC are paid to
the Distributor and are used in whole or in part by the Distributor to defray its expenses related to providing distribution-
related services to a Fund in connection with the sale of the Class A and Class C shares, such as the payment of compensation
to select selling brokers for selling these classes of shares. The combination of the CDSC and the distribution and service fees
facilitates the ability of each Fund to sell the Class C shares without a front-end sales charge being deducted, and to sell Class
After 1 year None
YEARS AFTER PURCHASE CDSC
8
A shares with the maximum applicable sales charge at the time of the purchase.
Sales Charge Reductions and Waivers for Class A and Class C Shares. There are several ways you can combine multiple
purchases of shares of the Hartford mutual funds to take advantage of the breakpoints in the Class A shares’ sales charge
schedule. In all instances, it is your responsibility to notify your financial intermediary or the Funds’ transfer agent at the time
of purchase of any facts qualifying you for sales charge waivers or discounts. If you do not let your financial intermediary or
the Funds’ transfer agent know that you are eligible for a sales charge waiver or discount, you may not receive the sales
charge breakpoints to which you are otherwise entitled. The Funds’ transfer agent may require evidence of your qualification
for such reductions or waivers. The availability of these sales load waivers and/or discounts may depend on the particular
financial intermediary or type of account through which you purchase or hold Fund shares. Please contact your financial
intermediary for more information on the intermediary’s policies and procedures applicable to such waivers and/or
discounts. In addition, any intermediary specific sales load waivers and/or discounts are reproduced in Appendix A to the
prospectuses based on information provided by the financial intermediaries.
Reducing Your Class A Sales Charges – The Class A shares front-end sales charge may be reduced as follows:
•
Larger Purchases – You may reduce or eliminate your Class A front-end sales charge by purchasing Class A shares in
g
reater quantities. The breakpoint discounts offered by each Fund are indicated under the heading “How Sales
Charges Are Calculated - Class A Shares.”
•
Accumulation Privilege – Under the accumulation privilege, the applicable sales charge level for Class A shares of a
F
und is calculated by aggregating (a) the dollar amount then being purchased plus (b) an amount equal to the then-
current, as of the business day immediately prior to such purchases, net asset value of the purchaser’s holdings of
all shares (other than Class R3, Class R4, Class R5, and Class R6) of the series of The Hartford Mutual Funds, Inc. and
T
he Hartford Mutual Funds II, Inc. and holdings in The Hartford® SMART529® College Savings Plan. For purposes of
this Accumulation Privilege, a qualifying investor may include all shares owned by family members defined as the
owner’s spouse (or legal equivalent recognized under state law) and any children under 21. Employer- sponsored
retirement plans or certain tax qualified retirements accounts may also receive these breakpoints as long as the
Funds’ transfer agent or the financial intermediary is notified at the time of purchase. The Accumulation Privilege
may be amended or terminated at any time as to subsequent purchases.
•
Letter Of Intent – A Letter of Intent (“LOI”) lets you purchase Class A shares of a Fund over a 13-month period and
r
eceive the same sales charge as if all shares had been purchased at once. Any person may use an LOI to qualify for
a reduced sales charge on purchases of Class A shares. Please note: (i) retirement plans that receive breakpoints at
the plan level do not qualify for the LOI privilege and (ii) Class A shares acquired through the reinvestment of
distributions do not constitute purchases for purposes of the LOI. A Class A shareholder may include, as an
accumulation credit towards the completion of an LOI, the value of all shares of all funds of The Hartford Mutual
Funds, Inc., The Hartford Mutual Funds II, Inc. and holdings in The Hartford® SMART529® College Savings Plan owned
by the shareholder as described above under “Accumulation Privilege.” A qualifying investor may include all shares
owned by family members defined as the owner’s spouse (or legal equivalent recognized under state law) and a
ny
c
hildren under 21. Such value is determined based on the public offering price on the date of the LOI. For purposes
of determining the applicable sales charge and breakpoint schedules when purchasing shares pursuant to a LOI, th
e
s
ales charge and breakpoint schedules in effect when the initial shares under the LOI were purchased apply. During
the term of a LOI, the Funds’ transfer agent will hold shares in escrow to secure payment of the higher sales charge
applicable for shares actually purchased if you do not purchase the amount indicated on the LOI. Dividends and
capital gains will be paid on all escrowed shares and these shares will be released when the amount indicated on the
LOI has been purchased. An LOI does not obligate you to buy or a Fund to sell the indicated amount of the LOI. If a
Class A shareholder exceeds the amount specified in the LOI and reaches an amount that would qualify for a further
quantity discount, the applicable breakpoints in the Class A shares’ sales charge schedule will be applied to such
additional Class A share purchases. Any resulting difference in offering price will be used to purchase additional Class
A shares for the shareholder’s account at the applicable offering price. A written request by the Funds’ transfer agent
will be sent to a shareholder prior to the expiration of the LOI. If the Class A shareholder does not purchase the
amount specified in the LOI by the end of the 13-month period, the Funds’ transfer agent will redeem an appropriate
number of escrowed shares for an amount equal to the difference between the sales charge paid and the sales
charge that would have been paid had the aggregate purchases been made at a single time. This redemption may
be treated and reported as a taxable transaction to you, as discussed in the “Fund Distributions and Tax Matters”
section of this prospectus. Any dealers assigned to the shareholder’s account at the time a purchase was made during
the LOI period will receive a corresponding commission adjustment if appropriate. Additional information about the
9
terms of the LOI is available from your financial intermediary or from the Funds’ transfer agent at 1-888-843-7824.
Front-End Sales Charge Waivers for Class A Shares - The Class A shares front-end sales charge may be waived for the
following individuals and institutions:
•
selling broker-dealers and their employees and sales representatives (and their family members, as defined above under
the “Accumulation Privilege” section) provided, however, that only those employees of such broker-dealers who, as a
part of their usual duties, provide services related to transactions in Fund shares shall qualify,
•
financial representatives using Fund shares in fee-based investment products under a signed agreement with the Funds,
•
current or retired officers, directors and employees (and their family members, as defined above under the
“Accumulation Privilege” section) of the Funds, The Hartford, the sub-advisers to Hartford Funds, Hartford Administrative
Services Company, and their affiliates. Such individuals may also purchase Class I shares at net asset value,
•
welfare benefit plans investing in Fund shares through group variable funding agreements issued by Hartford Life
Insurance Company,
•
if the plan is one of the following types of retirement plans and the plan was invested in or was offered as an investment
option Class A shares of a Hartford mutual fund at net asset value on or before June 30, 2007: (a) an employer- sponsore
d
r
etirement plan with at least 100 participants or $500,000 in plan assets; (b) a retirement plan that buys Fund shares
through a group variable funding agreement that was issued by Hartford Life Insurance Company; or (c) a retirement
plan for which Hartford Life Insurance Company or its affiliate served as as plan administrator,
•
college savings programs that are qualified state tuition programs under Section 529 of the Internal Revenue Code,
•
investors purchasing through a financial intermediary that has entered into an agreement with the distributor to offer
shares to self-directed investment brokerage accounts that may or may not charge a transaction fee to customers,
•
purchases by investors maintaining a brokerage account with a registered broker-dealer that has entered into an
a
greement with the distributor to offer Class A shares through a load-waived network or platform, which may or may
not charge transaction fees,
any purchases of Class A shares in an account maintained directly with the Funds’ transfer agent where there is no
financial intermediary specified or Hartford Funds Distributors, LLC is listed as the dealer of record. However, if such
account subsequently lists a third party dealer of record, any subsequent purchases of Class A shares in that account will
be subject to any applicable front-end sales charge, and
•
each investor who held Advisor class shares of a Hartford Schroders Predecessor Fund prior to the date of the
reorganization of the Hartford Schroders Predecessor Fund into a Fund (the "Surviving Fund") and received Class A share
s
o
f the Surviving Fund as a result of such reorganization and who wishes to purchase additional Class A shares of that
same Surviving Fund in the same account that the investor held shares of the Predecessor Fund immediately before the
reorganization. If a shareholder holds shares through a financial intermediary, it is the shareholder’s responsibility to
inform the shareholder’s financial intermediary of any relationship or other facts qualifying the shareholder for a sales
charge reduction or waiver.
CDSC Waivers - A
s long as the Funds' transfer agent or your financial intermediary is notified at the time you sell, the
CDSC for each applicable share class will generally be waived in the following cases:
•
to make Systematic Withdrawal Plan payments that are limited annually to no more than 12% of the value of the
a
ccount at the time the plan is initiated or updated
•
for death or disability
•
under reorganization, liquidation, merger, or acquisition transactions involving other investment companies
•
under the following circumstances, for employer-sponsored retirement plans or tax qualified retirement accounts:
(1)
to return excess contributions,
(2)
hardship withdrawals as defined in employer-sponsored retirement plans,
(3)
under a Qualified Domestic Relations Order as defined in the Internal Revenue Code,
(4)
to meet minimum distribution requirements under the Internal Revenue Code,
(5)
to make “substantially equal payments” as described in Section 72(t) of the Internal Revenue Code, and
(6)
after separation from service.
•
For Class C shares only for withdrawals made pursuant to loans taken from qualified retirement plans. Loans are
d
efined by the retirement plan’s administrator at the time of the withdrawal.
The availability of these sales load waivers may depend on the particular financial intermediary or type of account through
which you purchase or hold Fund shares. Please contact your financial intermediary for more information on the
intermediary’s policies and procedures applicable to such waivers. In addition, any intermediary specific sales load waivers
are reproduced in Appendix A in each Fund’s prospectus based on information provided by the financial intermediaries.
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REINSTATEMENT PRIVILEGE
If you sell shares of a Fund, you may reinvest some or all of the proceeds in shares of that Fund or any other Hartford mutual
fund within 90 days without a sales charge, as long as the Funds' transfer agent is notified before you reinvest; except that,
certain qualified plans may only reinvest as a rollover within 60 days of selling shares of a Fund. In this case, once the 60 day
rollover period has ended, such qualified plans may reinvest only those amounts that do not exceed the maximum qualified
plan contribution amount for their account in that given tax year. If you sold Class A or C shares, you must reinvest in shares
of the same class to take advantage of the reinstatement privilege. If you paid a CDSC when you sold your Class A or Class C
shares, you will be credited with the amount of that CDSC. All accounts involved must have the same registration.
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