Page 2 of 3 Housing Counseling Program Disclosure
Ver 2 – Updated 11/15/22
Additionally, Habitat for Humanity of Lee and Hendry Counties, Inc. has a homebuyer program,
an owner-occupied repair program and a rental program for residents of Lee and Hendry
Counties
. You are not obligated to participate in this or other Habitat for Humanity programs and
services while you are receiving housing counseling from our agency.
As a housing counseling program participant, please affirm your roles and responsibilities along
with the following disclosures and initial, sign, and date the form on the following page.
Agency Conduct: No Habitat for Humanity of Lee and Hendry Counties, Inc. employee, officer, director,
contractor, volunteer, or agent shall undertake any action that might result in, or create the appearance of,
administering counseling operations for personal or private gain, provide preferential treatment for any
person or organization, or engage in conduct that will compromise our agency’s compliance with federal
regulations and our commitment to serving the best interests of our clients.
Agency Relationships: Habitat for Humanity of Lee and Hendry Counties, Inc’s Counseling Program has
professional affiliations with HUD, The State of Florida, Lee County, Hendry County, The City of Fort Myers,
The City of Cape Coral, The City of Bonita Springs, the City of Labelle, Florida Housing Coalition, and banks
including SunTrust Bank, Iberia Bank, Florida Community Bank, BB&T, FineMark, EverBank, Regions, Bank
of America, and Northern Trust. As a housing counseling program participant, you are not obligated to use
the products and services of Habitat for Humanity of Lee and Hendry Counties, Inc., or our industry partners.
Alternative Services, Programs, and Products & Client Freedom of Choice: Habitat for Humanity of
Lee and Hendry Counties, Inc. has a homebuyer program. However, you are not obligated to participate in
this or other Habitat for Humanity programs and services while you are receiving housing counseling from
Client and Counselor Roles and Responsibilities in One-on-One Counseling
Counselor’s Roles and Responsibilities
Client’s Roles and Responsibilities
Reviewing your housing goal and your
finances;
which include your income, debts,
assets, and
credit history.
➢
Preparing a Client Action Plan that lists the steps
that you and your counselor will take to
achieve
your housing goal.
➢
Preparing a household budget that will help you
manage your debt, expenses, and savings.
➢
Your counselor is not responsible for achieving
your housing goal but will provide guidance
and
education in support of your goal.
➢
Neither your counselor nor Habitat for Humanity’s
employees, agents, or directors may provide
legal
advice.
Completing the steps assigned to you in
your
Client Action Plan.
➢
Providing accurate information about your
income, debts, expenses, credit,
and
employment.
➢
Attending meetings, returning calls, providing
requested paperwork in a timely manner.
➢
Notifying Habitat for Humanity or your
when changing housing goal.
➢
Attending educational workshop(s) as
recommended.
➢
Retaining an attorney if seeking legal advice
and/or representation in matters
such as
foreclosure or bankruptcy
protection.
Termination of Service: Failure to work cooperatively with your housing counselor and/or Habitat for
Humanity
will result in the discontinuation of counseling services. This includes, but is not limited
three consecutive appointments, failure to provide necessary documents for workout
pertinent information pertaining to your case and failure to inform
Habitat for Humanity of
a
ssistance received from another agency within the last year.